9 Financial Risk jobs in Karachi
Head, Conduct Financial Crime Risk Advisory, Corporate
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Job Description
Job ID: 39362
Location: Karachi, PK
Area of interest: Governance, Risk Management & Compliance
Job type: Regular Employee
Work style: Office Working
Opening date: 15 Sept 2025
Job Summary
Supporting the Head, Conduct Financial Crime Risk (CFCR), Pakistan and the Regional Head, CFCR Advisory, Coporate & Investment Banking (CIB), in managing all regulatory, conduct, financial crime and compliance risks relating to CIB in Pakistan, and managing & leading the CFCR Advisory, Pakistan team, aligning this to the vision and strategy of the function, the Enterprise Risk Management Framework (ERMF), and delegation of authority documents where relevant.
Key Responsibilities
- Drive high standards of regulatory compliance and deliver key priorities and initiatives, aligned to the Pakistan CIB performance scorecard.
- Develop a comprehensive understanding of the CIB business models and strategy in order to provide substantive oversight support and challenge in order to enable appropriate and sustainable CFCR outcomes.
- Build and maintain an effective and constructive relationship with all key business and functional stakeholders that is based on trust, capability, and integrity, providing timely, responsive and quality conduct, financial crime & compliance-related advice and guidance to enable the business and functions to meet achieve their strategic tactical objectives.
- Provide conduct, financial crime and compliance-related advice, analysis (and challenge when appropriate) in relation to CIB businesses, including product design, new business initiatives, bespoke projects, remedial activities (including nature, scale and rigour of past business reviews), and transactional advice (where relevant/required).
- Provide robust challenge to senior management and all relevant business stakeholders where activities are outside risk tolerance appetite, escalating as necessary, until appropriate oversight and ownership is achieved including actions and plans to address any remedial action needed to come back within risk tolerance appetite.
- Work closely with the business and its operational teams to provide timely advice to ensure compliance with all relevant laws and regulations and support the transition to pro-active and pre-emptive CFCR risk mitigation.
- Establish and maintain risk-based compliance frameworks and a programme for monitoring and assuring compliance that supports the transition to pro-active and pre-emptive compliance and conduct risk mitigation
- Act under delegation from the respective Risk Framework Owners for the principal risk types of Compliance, Conduct and FCC in discharging the responsibilities contained in the ERMF relating to CIB businesses to the extent that CFCR advisory is the appropriate second line risk owner.
- The role holder is not responsible for CFCR first line processes unless specifically delegated by and/or agreed with the group process owner. This includes CFCR processes operated to manage risks in CIB businesses such as name screening or transaction monitoring.
- The role holder is not responsible to ensure that CIB and CFCR process owners agree their respective hand offs, which ought to be documented in a service level agreement.
- Provide governance and oversight over the implementation of CFCR related policies and procedures relevant to CIB businesses (to enable compliance with such policies and procedures).
- Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
- Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
- Ensure proactive and timely identification, assessment, advice and dissemination of evolving regulatory changes/practices and associated risks, and proactive engagement in regulatory reform.
- Propose control effectiveness and efficiency improvements and simplifications where appropriate.
- Within the Group's Enterprise Risk Management Framework (ERMF), establish and maintain appropriate risk based CFCR framework for identifying, assessing, managing, monitoring, mitigating and reporting compliance (including regulatory and financial crime) risks across CIB businesses.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Officer - Credit Risk Management
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Requirements:
Qualification: ACCA / Bachelors' Degree in Business
Experience: 1-2 years (Relevant Experience in Financial Institution)
Responsibilities; Good understanding of analyzing financial statements
Skilled in report writing
Location: Karachi
Job Type: Full-time
Pay: Rs80, Rs100,000.00 per month
Credit Risk Management Officer
Posted today
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Job Description
Requirements:
Qualification: ACCA / Bachelors' Degree in Business
Experience: 1-2 years (Relevant Experience in Financial Institution)
Responsibilities; Good understanding of analyzing financial statements
Skilled in report writing
Job Type: Full-time
Pay: Rs80, Rs100,000.00 per month
Credit Risk Management Officer
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Job Description
Key Responsibilities:
- Conduct credit risk assessments for new and existing clients.
- Analyze financial statements, credit data, and market conditions to evaluate repayment capacity.
- Support in setting credit limits, approving credit facilities, and monitoring exposures.
- Develop and implement credit risk models, scorecards, and stress testing where applicable.
- Ensure compliance with regulatory requirements and internal risk policies.
- Prepare detailed credit risk reports, highlighting exposures, trends, and risk mitigation strategies.
- Monitor portfolio performance, track delinquencies, and recommend corrective actions.
- Collaborate with Relationship Managers, Finance, and Legal teams to mitigate risks.
- Assist in developing and updating credit policies, procedures, and risk appetite frameworks.
- Participate in internal and regulatory audits relating to credit risk.
Qualifications & Skills:
- Bachelor's degree in Finance, Accounting, Economics, or related field (Master's preferred).
- Professional certification is a plus (FRM, CFA, PRM, CA, ACCA).
- 1-2 years of experience in credit risk, banking, or financial services (adjust for entry/senior roles).
- Strong knowledge of credit risk assessment techniques, financial analysis, and Basel regulations.
- Proficiency in MS Excel, financial modeling, and risk management systems.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong written and verbal communication skills.
- Ability to work under pressure and meet deadlines.
Key Competencies:
- Risk Assessment & Analytical Skills
- Decision Making & Judgment
- Financial Acumen
- Attention to Detail
- Regulatory & Compliance Knowledge
- Collaboration & Stakeholder Management
Job Type: Full-time
Work Location: In person
Credit Risk management Officer
Posted today
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Job Description
Requirements:
Qualification: ACCA / Bachelors' Degree in Business
Experience: 1-2 years (Relevant Experience in Financial Institution)
Responsibilities;
Good understanding of analyzing financial statements
Skilled in report writing
Job Type: Full-time
Work Location: In person
Manager - Financial Analysis
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Description
- Release of Management Reports at dedicated frequency- All Programmes, internal and for donors, and related follow ups on actionable items;
- Review monthly income and expenditure of Schools, updated monthly reporting dashboards.
- Bank reconciliation of Fee collection account and related management reporting and circulation to Regions for corrective actions required, if any.
- Introduce new performance management reports in Power Bi, with the support of IT team;
- To liaise with relevant colleagues for ERP matters including recon, script run, closing of school company, setting up new programmes/ cost centers/ regions/ areas and changes therein, in financial system;
- To supervise such other financial operations as may be required for TCF Schools, if required, and liaise with Regional Managers/ Area Staff per requirement;
- To participate in such other (IT) projects from functional perspective as may be required- School App, School Expenses allocation etc.
Required Skills
- Experience in audit / accounting
- Experience in MIS, creating dashboards
- Experience in MGDP and Power Bi would be an added feature/ advantage
- Good interpersonal skills, and can work with divergent teams
Education
- Qualified / part qualified CA
- Qualified ACCA
- MBA from a reputable institute.
Experience
Minimum 4-5 years of relevant experience.
Job Type: Full-time
Application Question(s):
- What is your current Salary?
- What is your expected Salary?
Work Location: In person
Financial Planning and Analysis
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Job Description
Aspire 92 is seeking an experienced Financial Analyst with a strong background in finance and accounting, specifically from an ACCA qualification. The ideal candidate will be responsible for managing large, strategic accounts, ensuring client satisfaction, and driving business growth through excellent relationship management and service delivery. This role requires strong management skills, attention to detail, and the ability to collaborate across departments to meet and exceed client expectations.
Major Responsibilities & Duties:
- Prepare accurate and timely Individual and Business Tax Returns.
- Ability to work on accounting activities, and knowledge of basic accounting principles.
- Provide superior and responsive professional services for clients.
- Develop an understanding of using multiple cloud-based software for Tax and Accounting
- Detailed oriented with a strong level of accuracy in communication.
- Work on time-sensitive ad-hoc tasks.
- Communication with regulatory authorities and strong research skills.
- Ability to conduct financial analysis and provide suggestions for best strategies.
- Work on QuickBooks and hold an advance understanding of QuickBooks online is a plus.
Requirements & Qualifications:
Ideal candidates should have following qualifications:
- 0-2 years of relevant professional experience.
- ACCA/CA/CFA partially qualified or equivalent.
- Excellent written and verbal communication.
- Bilingual, ability to speak in Urdu and English.
- M&A experience will be a big plus
- Analytical procedures experience is strongly desired
- Have an understanding of Tax system, preferably US Tax.
- High degree of computer literacy, including knowledge specifically Excel and PPT.
- Good drafting skills of letters and reply to notices.
- QuickBooks & Payroll experience is a plus.
- Ability to draft professional and technical memos.
- Prior experience with US client(s) will be a big plus.
Job Type: Full-time
Work Location: Remote
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Financial Planning and Analysis Lead
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Department
Finance
Position
Financial Planning and Analysis Lead
Location
Reko Diq SITE - Balochistan
Qualification
- Bachelor of Science or higher in Engineering, Accounting, Finance, Economics, or related field.
Experience
- At least 7 years' experience working with large projects and/or operations (mining, oil and gas, or similar).
- Demonstrated software proficiency with Microsoft Office Suite, SAP, and other relevant applications.
Requirements
- Strong financial acumen and project management skills.
- Ability to communicate effectively with a wide variety of stakeholders.
- Ability to simplify complex financial data and concepts.
- Sense of urgency and strong analytical/problem-solving skills.
- Demonstrated organizational agility and effective stakeholder engagement.
- High integrity, business ethics, and professionalism.
Responsibilities
- Lead the FP&A function for the project, developing and executing annual budgeting and forecasting cycles.
- Oversee financial performance management including monthly management accounting, reporting, variance analysis, and risk identification.
- Collaborate with Project Controls and EPCM to analyze variances between actual costs and capital estimates, recommending corrective actions.
- Provide strategic financial guidance to Project Leadership through scenario analysis, business case evaluations, and performance insights.
- Manage, mentor, and develop the site finance team, fostering a high-performance culture.
- Present financial insights and recommendations to senior management and joint venture partners.
- Drive continuous improvement in financial planning processes, systems, and tools.
- Promote financial discipline and cost consciousness organization-wide.
- Lead special financial projects including modeling for business cases, investment appraisals, scenario analysis, and long-term planning.
- Monitor project and operational costs including direct/indirect expenses, labor, materials, and overheads.
- Ensure accurate project cost capture in ERP system (SAP).
- Support the region's 'Journey to Zero' initiative.
- Demonstrate high professional standards and ethics aligned with company DNA.
- Undertake additional projects and ad hoc assignments as required by the business.
Associate Manager- Reporting Financial Planning and Analysis
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Associate Manager – Reporting (FP&A)
Job Summary
The Associate Manager – Reporting (FP&A) will be responsible for managing financial reporting,
planning, and analysis to support business performance and strategic decision-making. The role
involves overseeing accurate and timely reporting, driving budgeting and forecasting processes,
ensuring compliance with financial standards, and providing actionable insights to senior
management.
Key Responsibilities
- Lead the month-end and year-end closing processes, ensuring accuracy, completeness, and compliance with reporting standards.
- Manage the preparation, consolidation, and analysis of financial statements and management reports.
- Provide actionable financial insights and recommendations to senior management to support informed decision-making.
- Drive the budgeting, forecasting, and profitability analysis processes in collaboration with business stakeholders.
- Monitor and analyze financial performance, including revenue, costs, margins, and overall profitability.
- Develop and enhance financial policies, procedures, and internal controls to improve efficiency and governance.
- Partner with cross-functional teams to validate assumptions, ensure data accuracy, and support business initiatives.
- Identify opportunities for process improvements and leverage financial systems to enhance reporting capabilities.
Key Requirements
- Professional qualification: ACCA, CMA, or CA.
- 6–8 years of relevant experience, with proven expertise in financial reporting, management accounts, and month/year-end closing processes.
- Strong knowledge of accounting principles, financial reporting standards, and regulatory requirements.
- Advanced proficiency in Microsoft Excel and financial/accounting software (experience with ERP and BI tools is desirable).
- Strong analytical, problem-solving, and communication skills with the ability to present financial insights effectively.
- High ethical standards with a commitment to accuracy, confidentiality, and compliance.
- Experience in the software industry is an advantage but not mandatory.
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