47 Financial Risk jobs in Pakistan

Minimum Education: Bachelors (preferably in Risk Management/ Actuarial Sciences or related field)

• 3 – 5 years of relevant banking experience
• Experience in Market Risk, Basel III, IFRS 9/IAS 39/Credit Risk Modeling System
• Understanding of SBP reporting formats and proficiency in use of DAP portal
• Experience and ability to code in VBA programming language

Key Responsibilities:

• Conduct review of audit entities as team member / leader to provide reasonable assurance
• Independently monitor the business’ compliance with the independent limit/trigger framework
• Agree upon corrective actions for limit excesses in conjunction with business management
• Ensure that reports are in compliance with statutory policies and procedures
• Monitor limit excesses on an ongoing basis to ensure corrective action is carried out
• Prepare projected liquidity MAR and Stress Scenarios
• Prepare Maturity and Interest Rate Gap reports
• Prepare Basel III CAR & liquidity ratios i.e. Liquidity Coverage Ratio (LCR) and Net Stable Funding (NSFR) ratio and ICAAP
• Assist in implementing the quarterly IFRS9 Expected Credit Loss calculation, modeling and reporting processes
• Assist the team in enhancing the development of IFRS 9 models including re-calibration of PD, LGD, macroeconomic scenarios
• Specify the mathematical techniques and underlying assumptions on which the volatility and correlation calculations are based; construct, update and maintain the volatility and correlation calculations on an on-going basis; determine the frequency of updates to the data
• Establish the statistical techniques and assumptions used for VaR calculations; define the parameters used in the statistical simulation of market risk measurements for internal risk monitoring purposes as well as for external, regulatory reporting purposes
• Prepare Market risk pack for IRMC, ALCO and BRC
• Prepare standard corporate ALCO approved ratios

Applicants must clearly mention the title of the position in the e-mail subject line.

We are an equal opportunity employer. Female candidates and differently-abled candidates are encouraged to apply.

Samba Bank reserves the right to accept or decline any application.

Job Responsibilities

1. aster fundamental theories and practical methodologies of consumer credit risk management.A
2. pply statistical and machine learning techniques to analyze borrower default risks, and develop data-driven risk control models or strategies.M
3. onitor key risk indicators (KRIs), identify potential risk issues, and optimize solutions.C
4. ollaborate closely with algorithm, product, and data warehouse teams to ensure effective implementation of risk strategies.

1. cation: Bachelor’s degree or higher in Finance, Economics, Statistics, Mathematics, Computer Science, or related fields.
2. Technical Skills: Proficiency in SQL, Python, and other statistical analysis tools. Solid programming capabilities.
3. Learning Agility: Ability to quickly absorb new knowledge and adapt to fast-paced work environments.
4. Analytical Skills: Strong logical thinking and data analysis capabilities; able to extract actionable insights from complex datasets.
5. Communication & Collaboration: Excellent verbal and written communication skills; able to actively contribute to cross-functional teamwork.
6. Language: Fluency in the local language and professional working proficiency in English.

The Credit Risk Manager / Analyst will be responsible for credit analysis, identifying and assessing potential risks, and suggesting mitigation measures thereby contributing to strategic decision-making. The incumbent will provide necessary support to Team Lead in the development and implementation of credit risk management strategies at PFSL focusing on the growth of SMEs, provide risk insights for product development, risk policies, and input of risk rating and credit scoring model.

Location:

Job Type:

Job Task:

Major Responsibilities:

• Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.
• Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
• Conduct thorough due diligence to assess borrower’s cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
• Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
• Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved.
• Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
• Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
• Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals.
• Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders.
• Stay updated with industry regulations and best practices related to risk management in the banking sector.

Functional Skills / Knowledge Areas:

• Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
• Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
• Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.
• Outstanding verbal and written communication skills.
• Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint.
• Ability to work both independently and collaboratively within a team environment.
• Proactive mindset with a strong willingness to learn and adapt to new challenges.
• Experience in credit risk management within the financial services industry.
• Understanding of equity markets and associated instruments.
• Excellent interpersonal and communication skills.
• Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity.
• Ability to handle multiple assignments simultaneously and meet deadlines under pressure.

Eligibility Criteria:

• Minimum of a Bachelor’s Degree in Business, Commerce, Finance, or related discipline. A Master’s degree in Finance and/or Business Administration is preferred.
• Professional qualifications in Finance Discipline will provide an added advantage.
• Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry.
• Experience in risk assessment within the SME segment would be advantageous.

WPP is the creative transformation company. We use the power of creativity to build better futures for our people, planet, clients and communities. For more information, visit wpp.com.

WPP Media is WPP’s global media collective. In a world where media is everywhere and in everything, we bring the best platform, people, and partners together to create limitless opportunities for growth. For more information, visit wppmedia.com.

At WPP Media, we believe in the power of our culture and our people. It’s what elevates us to deliver exceptional experiences for both our clients and each other. In this role it will be critical to embrace WPP & WPP Media’s shared core values:

• Be Extraordinary by Leading Collectively to Inspire transformational Creativity.
• Create an Open environment by Balancing People and Client Experiences by Cultivating Trust.
• Lead Optimistically by Championing Growth and Development to Mobilize the Enterprise.

WPP Media PK is currently looking for a Manager Financial Planning & Analysis to join us. In this role, you will liaise with GroupM /Agency teams to oversee the day-to-day activities of the reporting function and ensure the company’s finance is organized and efficient and produces accurate financial and management accounts.

This role reports to the Associate Director - Financial Reporting

• Opportunity to work for World Best Agencies under one roof.
• Multi facets roles, advisor, trusted partner, leader, listener, executor, etc
• Fast pace, demanding, fun loving and satisfying work environment.

In this role, your goals will be:

• You will be in pace with the GroupM’s value proposition and familiar with the company culture.
• To assist in budgeting, quarterly forecasting and monthly rolling forecast for agencies and GroupM.
• Assuming the budgeting role of the agencies assigned, on track to becoming the trusted business partner to agencies.

• You will be able to make analysis on the agency’s financial performance and involve in the daily operation of the business and operational finance.
• Being a valued team member in supporting to drive growth of the company.

• You will be able to advise the management team on the strategy and deployment of resources in order to facilitate the management of the business.
• Ability to plan, strategize and execute mid to long term plan to improve the overall financials margins for agencies and group.

• Preparing budgets and quarterly forecasts and timely submission to regional office.
• Provide and interpret financial information of the company to the Group management.
• Perform monthly closing and financial reporting, liaison with regional finance team on reporting matters.
• Producing accurate financial reports to specific deadlines to regional office and local management.
• Monitoring actual performance with budgets and forecasts, providing summary of variances and reasoning.
• Must be aware of making chart of accounts, balance sheet and profit and loss account.
• Other projects as and when assigned.

• MBA (Finance)/ACCA qualified.
• 2+ years of relevant industry experience in similar position, people, team management skill is essential.
• Self-driven, forward looking, results-oriented with a positive outlook and a clear focus.
• Ability to lead, plan and manage change.
• Ability to earn respect and trust from senior management and external stakeholders.
• Diligent and willing to be hands, ‘roll up your sleeves’
• Flexibility and comfortable working in a fast pace matrix reporting environment.
• Excellent interpersonal and communication skills.
• Positive thinking, motivated and collaborative team player.
• In depth knowledge of processes, tools and techniques.

Our passion for shaping the next era of media includes investing in our employees to help them do their best work, and we’re just as committed to employee growth as we are to responsible media investment. WPP Media employees can tap into the global WPP Media & WPP networks to pursue their passions, grow their networks, and learn at the cutting edge of marketing and advertising. We have a variety of employee resource groups and host frequent in-office events showcasing team wins, sharing thought leadership, and celebrating holidays and milestone events. Our benefits include competitive medical, vision, and dental insurance, significant paid time off, employee wellbeing facilities, and employee mental health awareness days.

WPP Media is an equal opportunity employer and considers applicants for all positions without discrimination or regard to characteristics. We are committed to fostering a culture of respect in which everyone feels they belong and has the same opportunities to progress in their careers.

We believe the best work happens when we're together, fostering creativity, collaboration, and connection. That's why we’ve adopted a hybrid approach, with teams in the office around four days a week. If you require accommodation or flexibility, please discuss this with the hiring team during the interview process.

Please read our Privacy Notice ( for more information on how we process the information you provide. While we appreciate all applications received, only those candidates selected for an interview will be contacted.

WPP Media PK is the leading global media investment management operation in Pakistan. We see major growth coming on Digital platforms with internet penetration growing to 87 million broadband users and 85 million 3G/4G subscribers. Social media platforms have also grown substantially in Pakistan where Facebook stands at 34 million subscribers and Tik Tok has replaced Instagram to become the second most penetrated social platform. While the digitalization of the market is happening at a fast pace, it has also opened up opportunities for specializations like e-commerce, Digital Content, Video Planning solutions, Technology and Data & Analytics in Pakistan.

• Mid-Senior level

• Full-time

• Finance and Sales

• Technology, Information and Internet, Advertising Services, and Marketing Services

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Grade Level: L2/L3

Location: Islamabad

What is Expert Financial Planning & Analysis?

This position is responsible for managing financial planning within the FP&A Central team.

The role reports directly to the Stream Head FP&A - Central.

What does Expert Financial Planning & Analysis do?

• Maintain and update consolidated and SBU-wise financial planning models, ensuring accuracy and alignment with business assumptions.
• Collaborate with FP&A business partners and other finance teams to analyze variances in P&L, Balance Sheet, and Cash Flow against budgets and forecasts.
• Work with Accounting, Tax, Treasury, and other functions to review assumptions and incorporate inputs into financial statements and planning models.
• Coordinate with stakeholders to gather inputs and ensure timely submission of planning deliverables.
• Prepare, analyze, and present impact analyses and overlays.
• Support group-level planning by coordinating and consolidating non-financial KPIs.
• Prepare segment-wise profitability and cash flow analyses for SBUs.
• Assist in preparing planning presentations and reports by liaising with relevant stakeholders.