13 Senior Underwriter jobs in Karachi
Underwriter QM and NON-QM
Posted today
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Job Description
Only relevant experience in required industry of Mortgage will be required to shortlist.
Key Responsibilities:
*Review borrower documentation (income, assets, credit, collateral, appraisals) for loan eligibility.
*Underwrite files using AUS tools (DU/LPA) and perform manual underwriting for complex/Non-QM loans.
*Analyze traditional & alternative income sources (W2s, tax returns, 1099s, bank statements, DSCR, P&L, asset utilization).
*Apply Agency (Fannie, Freddie, FHA, VA, USDA) and Non-QM investor guidelines, ensuring compliance with ATR/QM rules.
*Document decisions in LOS and resolve conditions with U.S. stakeholders.
*Ensure accuracy, compliance, and SLA targets.
What We're Looking For:
*3–5 years of U.S. mortgage underwriting experience (QM or Non-QM).
*Strong knowledge of AUS (DU/LPA) & LOS platforms (Encompass, Calyx, LendingPad).
*Hands-on expertise in Agency loans or Non-QM programs (Bank Statement, DSCR, 1099, Asset Utilization).
*Excellent communication skills & willingness to work U.S. time zone shifts.
Title 1
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Title 2
That the quick brown fox jumps over the lazy dog.
That the quick brown fox jumps over the lazy dog.
That the quick brown fox jumps over the lazy dog.
That the quick brown fox jumps over the lazy dog.
Prompt for Zoho ShowInstructions for Zoho Show
Create a 7-slide presentation.
Use clear titles + 3–4 concise bullets per slide.
Add visuals as suggested.
Keep style clean, modern, professional.
No clutter, no long text.
Job Type: Full-time
Pay: Rs100, Rs200,000.00 per month
Application Question(s):
- 1:please share us your exposure and experience as QM and NON-QM writer with your previous employer name.
2: Are you willing to work night shift at our Karachi based office?
Work Location: In person
Senior Underwriter – For candidates based in Pakistan
Posted 20 days ago
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Job Description
Location: Hybrid (Pakistan-based only) Timings: USA working hours Industry: BPO/Financial Services Our client company is seeking a Senior Underwriter to join their team and contribute to seamless lease application support and underwriting processes. Candidates need to be an experienced underwriter with a proven track record of working with BPOs or USA-based clients. Responsibilities
Application Support: Review, verify, and prepare lease applications across various income types, including W2 income, Benefit income, Variable income, Self-employment income, and No income calculated. Adherence to Guidelines: Ensure compliance with lease underwriting policies and procedures. Collaboration: Work closely with internal stakeholders to address and resolve underwriting-related queries. Records Management: Maintain accurate records in the loan management system and prepare reports for underwriting teams. Basic Qualifications
Experience: Minimum 1 year experience in BPOs or working with USA-based clients in an underwriting role is mandatory. Technical Skills: Proficiency in lease application review and preparation. Attention to Detail: Ability to ensure accuracy and adherence to underwriting guidelines. Collaboration Skills: Proven ability to work effectively with internal teams and stakeholders.
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Manager - Financial Analysis
Posted today
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Description
- Release of Management Reports at dedicated frequency- All Programmes, internal and for donors, and related follow ups on actionable items;
- Review monthly income and expenditure of Schools, updated monthly reporting dashboards.
- Bank reconciliation of Fee collection account and related management reporting and circulation to Regions for corrective actions required, if any.
- Introduce new performance management reports in Power Bi, with the support of IT team;
- To liaise with relevant colleagues for ERP matters including recon, script run, closing of school company, setting up new programmes/ cost centers/ regions/ areas and changes therein, in financial system;
- To supervise such other financial operations as may be required for TCF Schools, if required, and liaise with Regional Managers/ Area Staff per requirement;
- To participate in such other (IT) projects from functional perspective as may be required- School App, School Expenses allocation etc.
Required Skills
- Experience in audit / accounting
- Experience in MIS, creating dashboards
- Experience in MGDP and Power Bi would be an added feature/ advantage
- Good interpersonal skills, and can work with divergent teams
Education
- Qualified / part qualified CA
- Qualified ACCA
- MBA from a reputable institute.
Experience
Minimum 4-5 years of relevant experience.
Job Type: Full-time
Application Question(s):
- What is your current Salary?
- What is your expected Salary?
Work Location: In person
Manager – Financial Analysis
Posted 18 days ago
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Job Description
Review monthly income and expenditure of Schools, updated monthly reporting dashboards.
Bank reconciliation of Fee collection account and related management reporting and circulation to Regions for corrective actions required, if any.
Introduce new performance management reports in Power Bi, with the support of IT team;
To liaise with relevant colleagues for ERP matters including recon, script run, closing of school company, setting up new programmes/ cost centers/ regions/ areas and changes therein, in financial system;
To supervise such other financial operations as may be required for TCF Schools, if required, and liaise with Regional Managers/ Area Staff per requirement;
To participate in such other (IT) projects from functional perspective as may be required- School App, School Expenses allocation etc.
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FINANCIAL PLANNING & ANALYSIS SPECIALIST
Posted 11 days ago
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Job Description
Financial Planning & Analysis Specialist role with focus on budgeting, forecasting, financial modeling and analytics. The position involves management reporting, financial reporting, cost control, and involvement in ERP & digital finance transformation. Qualifications
MBA Finance and/or ICMA / ACCA (Finalist) 2 to 3 years of experience in management reporting in Pharma or FMCG Good command of Power Query & Power BI Strong analytical mindset with ability to automate repetitive tasks Key Responsibilities
Budgeting, forecasting & financial modeling Variance analysis & KPI monitoring Financial reporting & cost control Audit, risk & compliance support ERP & digital finance transformation Seniority level
Entry level Employment type
Full-time Job function
Finance and Sales Industries: Accounting Location
Karāchi, Sindh, Pakistan
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FINANCIAL PLANNING & ANALYSIS SPECIALIST
Posted 18 days ago
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Job Description
Qualification:
MBA Finance and/or ICMA / ACCA (Finalist) 2 to 3 years of experience in management reporting in Pharma or FMCG. Good command of Power Query & Power BI Strong Analytical Skills Mindset to automate the repetitive task Key Responsibilities
Budgeting, forecasting & financial modeling. Variance analysis & KPI monitoring. Financial reporting & cost control. Audit, risk & compliance support. ERP & digital finance transformation.
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Financial Planning and Analysis
Posted today
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Job Description
Aspire 92 is seeking an experienced Financial Analyst with a strong background in finance and accounting, specifically from an ACCA qualification. The ideal candidate will be responsible for managing large, strategic accounts, ensuring client satisfaction, and driving business growth through excellent relationship management and service delivery. This role requires strong management skills, attention to detail, and the ability to collaborate across departments to meet and exceed client expectations.
Major Responsibilities & Duties:
- Prepare accurate and timely Individual and Business Tax Returns.
- Ability to work on accounting activities, and knowledge of basic accounting principles.
- Provide superior and responsive professional services for clients.
- Develop an understanding of using multiple cloud-based software for Tax and Accounting
- Detailed oriented with a strong level of accuracy in communication.
- Work on time-sensitive ad-hoc tasks.
- Communication with regulatory authorities and strong research skills.
- Ability to conduct financial analysis and provide suggestions for best strategies.
- Work on QuickBooks and hold an advance understanding of QuickBooks online is a plus.
Requirements & Qualifications:
Ideal candidates should have following qualifications:
- 0-2 years of relevant professional experience.
- ACCA/CA/CFA partially qualified or equivalent.
- Excellent written and verbal communication.
- Bilingual, ability to speak in Urdu and English.
- M&A experience will be a big plus
- Analytical procedures experience is strongly desired
- Have an understanding of Tax system, preferably US Tax.
- High degree of computer literacy, including knowledge specifically Excel and PPT.
- Good drafting skills of letters and reply to notices.
- QuickBooks & Payroll experience is a plus.
- Ability to draft professional and technical memos.
- Prior experience with US client(s) will be a big plus.
Job Type: Full-time
Work Location: Remote
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Financial Planning and Analysis Lead
Posted today
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Department
Finance
Position
Financial Planning and Analysis Lead
Location
Reko Diq SITE - Balochistan
Qualification
- Bachelor of Science or higher in Engineering, Accounting, Finance, Economics, or related field.
Experience
- At least 7 years' experience working with large projects and/or operations (mining, oil and gas, or similar).
- Demonstrated software proficiency with Microsoft Office Suite, SAP, and other relevant applications.
Requirements
- Strong financial acumen and project management skills.
- Ability to communicate effectively with a wide variety of stakeholders.
- Ability to simplify complex financial data and concepts.
- Sense of urgency and strong analytical/problem-solving skills.
- Demonstrated organizational agility and effective stakeholder engagement.
- High integrity, business ethics, and professionalism.
Responsibilities
- Lead the FP&A function for the project, developing and executing annual budgeting and forecasting cycles.
- Oversee financial performance management including monthly management accounting, reporting, variance analysis, and risk identification.
- Collaborate with Project Controls and EPCM to analyze variances between actual costs and capital estimates, recommending corrective actions.
- Provide strategic financial guidance to Project Leadership through scenario analysis, business case evaluations, and performance insights.
- Manage, mentor, and develop the site finance team, fostering a high-performance culture.
- Present financial insights and recommendations to senior management and joint venture partners.
- Drive continuous improvement in financial planning processes, systems, and tools.
- Promote financial discipline and cost consciousness organization-wide.
- Lead special financial projects including modeling for business cases, investment appraisals, scenario analysis, and long-term planning.
- Monitor project and operational costs including direct/indirect expenses, labor, materials, and overheads.
- Ensure accurate project cost capture in ERP system (SAP).
- Support the region's 'Journey to Zero' initiative.
- Demonstrate high professional standards and ethics aligned with company DNA.
- Undertake additional projects and ad hoc assignments as required by the business.
Financial Planning and Analysis Lead
Posted 22 days ago
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Job Description
Finance
Position:
Financial Planning and Analysis Lead
Location:
Karachi- Pakistan
Qualification
Bachelor of Science or higher in Engineering, Accounting, Finance, Economics, or related field.
Experience
At least 7 years experience working with large projects and/or operations (mining, oil and gas, or similar).
Demonstrated software proficiency with Microsoft Office Suite, SAP, and other relevant applications.
Requirements
Strong financial acumen and project management skills.
Ability to communicate effectively with a wide variety of stakeholders.
Ability to simplify complex financial data and concepts.
Sense of urgency and strong analytical/problem-solving skills.
Demonstrated organizational agility and effective stakeholder engagement.
High integrity, business ethics, and professionalism.
Responsibilities
Lead the FP&A function for the project, developing and executing annual budgeting and forecasting cycles.
Oversee financial performance management including monthly management accounting, reporting, variance analysis, and risk identification.
Collaborate with Project Controls and EPCM to analyze variances between actual costs and capital estimates, recommending corrective actions.
Provide strategic financial guidance to Project Leadership through scenario analysis, business case evaluations, and performance insights.
Manage, mentor, and develop the site finance team, fostering a high-performance culture.
Present financial insights and recommendations to senior management and joint venture partners.
Drive continuous improvement in financial planning processes, systems, and tools.
Promote financial discipline and cost consciousness organization-wide.
Lead special financial projects including modeling for business cases, investment appraisals, scenario analysis, and long-term planning.
Monitor project and operational costs including direct/indirect expenses, labor, materials, and overheads.
Ensure accurate project cost capture in ERP system (SAP).
Support the regions Journey to Zero initiative.
Demonstrate high professional standards and ethics aligned with company DNA.
Undertake additional projects and ad hoc assignments as required by the business.
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Financial Planning and Analysis Analyst
Posted 26 days ago
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Job Description
Required Skills / Abilities: • 5+ years of relevant experience working in an analytical / business partnership role with Commercial & Business teams. • A degree in accountancy or an MBA from top business school + technical skills in Six Sigma/PMI will be an advantage. • Detailed oriented mindset with a strong grip on numbers. • Excellent financial modeling skills. • Go-getter, problem-solving attitude with a proactive approach to getting things done. • Superior organizational skills to manage multiple priorities, and the flexibility to adapt to changing scope and evolving business requirements. • Ability to manage and influence stakeholders across management levels. • Proficiency in Microsoft Excel and Power-point is essential. • Prior experience working with projects involving system integrations is strongly preferred. What We Offer: International working environment in a start-up setting, and a unique opportunity to learn from the best in e-commerce (Alibaba Group) and business growth. A platform to learn from Alibaba’s world-leading ecosystem. Rigorous training and exposure in team management, leadership, business analytics, and operations. An opportunity to train the next generation of business leaders in the ‘tech’ industry. Competitive salary and incentive package.
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