17 Risk Managers jobs in Karachi

This role is responsible to identify, measure and manage risks faced by the Company by implementing risk management policies and procedures. Competencies

Good knowledge of insurance industry, its regulatory requirements, current market environment and industry best practices in risk management. Attention to detail and analytical skills, strong organizational and problem solving skills. Ability to work independently and under pressure. Qualification Required

Minimum graduate degree in Risk Management or related field. ACCA qualified/ CA part qualified or pursuing FRM certification will be preferred.

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Pakistan Trending Responsibilities

Ensure that all assignments are completed within a defined time frame without compromising on quality standards. Execute Risk Control Self-Assessments, Internal Control / ICFR Testing, and other risk-based Thematic and Functional Reviews through a culture of partnership with pertinent Branches / Units. Ensure that reviews / quality reviews performed are detailed, of high quality, and add value for management (e.g., reduction in audit exceptions, adoption of practical suggestions for process improvement). Apply strong logical, analytical, reasoning skills and business intelligence. Ability to select, configure, and implement analytics solutions. Extract reports from multiple sources and build systems to transform raw data into actionable business insights. Perform assessments/reviews accurately and timely in line with the OR Plan, considering contingencies as needed. Develop a good understanding of HBL's operational processes, policies, and regulatory requirements, and assist the Team Leader in identifying and documenting non-compliance to enhance the control environment. Follow a structured process for reporting testing results at defined frequencies to the Team Leader. Assist in ensuring that relevant ORM systems and trackers are updated accurately and on time, enabling timely follow-ups and escalations to Senior Management. Assist the Team Leader in providing guidance and assistance to units by explaining correct procedures and key regulatory requirements to enhance staff understanding. Develop and maintain strong working relationships with internal stakeholders. Engage with relevant offices/stakeholders to resolve issues and promote a culture of compliance with policies, procedures, and regulatory requirements. Qualifications

Bachelor's degree from an HEC-accredited institution Good communication, presentation, and analytical skills Good understanding of the bank’s key products, processes, and systems used 2–7 years of banking experience in operations, operational risk, or controls-related functions Job Info

Job Identification: 19042 Degree Level: Graduation Locations: RHQ - Habib Bank Centre, Lahore, Punjab, PK; G-4 Block -7 KDA Scheme # 5, Near Teen Talwar, Clifton Karachi, Karachi, Sindh, PK

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Job Type:

Permanent Minimum Education:

Bachelor’s (preferably in Banking & Finance or related field) 3+ years of banking experience in a similar role Knowledge and understanding of digital banking systems, technologies and industry standards Knowledge of SBP digital fraud risk regulations and related guidelines Good Communication and inter-personal skills Strong analytical and problem solving skills Knowledge and experience of Islamic Banking Key Responsibilities: Ensure implementation of SBP’s Measures to Enhance Security of Digital Banking Products and Services across the Bank in coordination with other stakeholders Develop and update Digital Fraud Prevention Policy & SOP, and ensure its effective implementation across the Bank with the objective of promoting a risk control culture through prudent and ethical practices as well as behaviors across all levels of the people, processes, and technology components to ensure customers’ protection against digital frauds Identify and implement digital fraud risk controls to continuously monitor, prevent, detect, respond and remediate incidents of fraud Conduct regular and spot fraud risk assessment(s) to ensure implementation of policies and processes governing initial and ongoing fraud risk management Conduct digital fraud risk trainings to keep the bank staff well-informed with developing digital fraud risk scenarios Conduct comprehensive investigations of the digital banking frauds and prepare formal investigation reports for Senior Management Implement solutions and strategies that should support detection, analysis and management of fraud across users, accounts, products, processes and channels Use internal and external sources of information to develop insight into the instances of fraud happening in financial sector both in Pakistan and other countries Design, review and continuously improve end-to-end processes of digital fraud risk management and customer complaint management in consultation with relevant stakeholders Applicants must clearly mention the title of the position in the e-mail subject line. We are an equal opportunity employer. Female candidates and persons with disabilities are encouraged to apply Samba Bank reserves the right to accept or decline any application

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Company Overview: When it comes to IT solution providers, there are a lot of choices. But when it comes to providers with innovative and differentiating end-to-end service offerings, there’s

really only

one: Zones – First Choice for IT.TM Zones is a Global Solution Provider of end-to-end IT solutions with an unmatched supply chain. Positioned to be the IT partner you need, Zones, a Minority Business Enterprise (MBE) in business for over 35 years, specializes in Digital Workplace, Cloud & Data Center, Networking, Security, and Managed/Professional/Staffing services. Operating in more than 120 countries, leveraging a robust portfolio, and utilizing the highest certification levels from key partners, including Microsoft, Apple, Cisco, Lenovo, Adobe, and more, Zones has mastered the science of building digital infrastructures that change the way business does business ensuring whatever they need, they can Consider IT Done. Follow Zones, LLC on Twitter @Zones, and LinkedIn and Facebook. Position Overview: As the Information Security Analyst - Compliance & Risk Management, you will analyze management and technical controls to ensure compliance with security requirements. This includes mapping regulatory and security requirements across the information security framework and tracking enterprise compliance across multiple security frameworks. You will also assist internal teams in preparing for internal and external assessments and audits, collaborate on critical IT projects to address security policy and risk issues, and develop key performance metrics to track and ensure compliance with policies and standards. What you’ll do as the

Information Security Analyst – Compliance & Risk Management: Employees employed in the role of

Information Security Analyst – Compliance & Risk Management

shall be required to apply their independent mind and demonstrate intellectual abilities in their decision-making. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Analyze management and technical controls to ensure specific security and compliance requirements are met. Map regulatory/security requirements across the information security framework. Track enterprise compliance across multiple security frameworks including ISO27001, 27701, SOC2, GDPR, and PCI-DSS, maintaining up-to-date records of requirements and corresponding mitigating controls. Help internal teams with readiness for internal/external assessments/audits against industry standards and review programs/documentation for conformance. Collaborate on critical IT projects to ensure that security policy/risk issues are addressed throughout the project life cycle. Develop key performance metrics to track and ensure compliance with established policies and standards. What you will bring to the team: 5-7 years of information security experience. Experience with ISO 27001, SOC 2, and PCI-DSS compliance. Strong communication skills (verbal and written). Ability to meet deadlines and work under pressure. Experience of working in US-based multinational organizations is a plus. Security certifications such as CISSP/CISA, ISO27001. Extensive experience with auditing vendors/service providers/partners for compliance with security. Experience of working extensively with the Engineering teams (system admin, network admin, security admin, application teams) to effectively communicate the compliance

requirements Bachelor’s degree in Computer Science or Information Technology. Zones offers a comprehensive Benefits package

At Zones, we are committed to fostering an inclusive and diverse workplace where every team member is valued and supported. We offer a comprehensive benefits package that includes employee life insurance, health coverage for employees, spouse, and children, along with optional discounted coverage for parents. Additional benefits include, Voluntary Pension Fund Scheme, EOBI, complimentary meals, and access to an in-house gym. We take pride in being an equal opportunity employer and are dedicated to maintaining a workplace free from discrimination of any kind. If you're passionate about driving innovation in IT, sales, engineering, or operations, Zones provide a dynamic and collaborative environment to grow your career. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin or

on the basis of

disability. Job timings:

08:00 PM to

05:00 AM (Pk time)

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Overview

Visa's CEMEA Risk organization is seeking a Senior Manager to manage Digital Payment risks across Pakistan and Levant. Location: Karachi Division, Sindh, Pakistan. This is a hybrid position; the expectation of days in office will be confirmed by your hiring manager. Responsibilities

Market Knowledge - Ensure deep awareness of the market's pulse, payment system and other risks to clients operating in each market, and the past and present tactics being deployed to mitigate these risks. Business Alignment - Align Visa’s risk-related objectives and activities with Visa’s business goals in the same area in order to maximize long-term growth. Relationship Management - Engage key stakeholders (clients, partners, law enforcement, government and others) to secure support for Visa's goals and address identified risks. Thought Leadership - Differentiate Visa through out of the box thinking and demonstrating thought leadership to payment system stakeholders on risk issues, pulling from local, regional, and global sources. Communication - Ensure strong communication and provide marketplace feedback around Visa’s risk-related programs and policies, and other activities. Develop and execute client engagement plans and materials to help clients optimize fraud performance, mitigate fraud and data compromise events, promote stronger authentication and data security, and help enforce Visa’s external risk programs and policies. Align Visa’s risk-related objectives and activities with Visa’s business goals in the same area to maximize long-term growth. Promote Visa Risk Products, Capabilities and Solutions within the assigned client’s portfolio to differentiate Visa in the Payments Ecosystem. Drive customized risk engagements and provide focus to key clients, fintechs, merchants, and emerging payment stakeholders. Deliver client engagement plans and materials to help clients optimize fraud performance, determine the type and frequency of engagements. Provide Risk analytics support for the markets supported for existing clients and other stakeholder engagements. Collaborate with Central Europe, Middle East and Africa (CEMEA) Risk team members, client account executives, Merchant Sales and Acceptance, Visa Rules, Visa Consulting and Analytics (VCA), Data scientists, Product leaders and Visa Ethics & Compliance to deliver innovative risk strategies, fraud reduction opportunities and payment system intelligence. Lead ad-hoc projects in support of overall risk and corporate initiatives. Participate in market forums (e.g. clients, law enforcement, regulators, industry participants), and drive consumer awareness campaigns of payment system stakeholders to drive greater awareness and support for Visa’s payment system risk strategy. Be the point of reference in all risk related engagement with regulatory and industry bodies. Qualifications

Basic Qualifications:

Experience in managing fraud risk, transaction monitoring operations and suspicious transaction review. Experience with the credit risk landscape across the credit lifecycle. Good understanding of and experience with acquiring risk with hands-on application experience improving the acquiring risk posture of an entity. Good understanding of illegitimate transaction flow typologies, root causes, and key signs. Managed third party risk assessment, responsibility for evaluating risk controls, and reviewer of risk control reporting in the organization. Self-starter with excellent communication skills, both oral and written. Ability to drive results with multiple stakeholders and cultivate strong and trusted relationships with internal stakeholders, clients, partners, and regulators. Preferred Qualifications:

Bachelor’s degree (post-graduate qualifications preferred) with 7+ years of progressive experience working in the payment services or financial industry. Strong understanding of Digital Payment risks and current and emerging payment system risk trends across Middle East & Africa. Experience in managing fraud risk, transaction monitoring operations and credit operations. Ability to influence at mid to senior levels both internally and externally. Excellent written, oral and presentation skills and an ability to synthesize complex and technical information into clear recommendations on course of action. Detail orientation and strong analytical skills, willingness to think outside the box to offer new ways to approach old problems. Ability to identify and pursue multiple initiatives simultaneously and deliver superior results. Experience determining when to escalate to management and identify the right stakeholders for decision making. Excellent collaboration and communications skills with experience in influencing, communicating and driving change through cross functional groups, including the ability to build consensus across disparate views. Positive, proactive, solution-oriented problem solver who gets things done within a matrix organization. Experience in preparing, reviewing, and delivering (concise) management level communications. Strong data analysis and problem-solving skills with demonstrated intellectual and analytical ability to summarize raw data to tell a simple story supported by data to management and partners. Self driven professional with a vision and passion to continuously raise the benchmark for self and the broader team. Strong attention to detail and achieving results, with an emphasis on being naturally curious and committed. Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Job Details

Seniority level: Mid-Senior level Employment type: Full-time Job function: Other Industries: IT Services and IT Consulting

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In this Product Management position, you will manage key business areas related to the development of a financial portfolio and risk management service. You will report directly to the executive in charge of this STRATEGIC initiative, and function with increasing autonomy as you succeed.

Initially, you will:

Gather and translate potential customer needs and business requirements into usable and effective consumer experience descriptions; Work hand-in-hand in a cross-functional capacity to develop a consensus on product requirements, taking into consideration business, legal, customer care, usability and technical issues; Contribute to the development of the product roadmap and manage ongoing changes to product implementation, in response to analysis and market changes; Regularly communicate with senior management to ensure product tradeoffs are backed by data, and made in the most efficient way; Maintain relationships with partners such as data vendors or technology outsourcers; Conduct product reviews with prospects and clients; Organize demos and training; Ensure efficient internal communication around product-related topics. Job Specification

Masters or Bachelor's Degree in Finance, Economics or Engineering, you have 3 years prior experience working in a Financial Operations environment ideally with primebrokers, fund administrators or system vendor in an onboarding context. Familiar with the needs of Portfolio Managers and Middle Office functions, you understand derivative products and the business trade flow, including market value/PnL decomposition and risk reporting. A good grasp of modern software engineering technologies, client and server side, in an Internet context is important as well to take your career to the next level in this challenging position. Experience with Bloomberg, Reuters or Markit is a plus. Superior communication and interpersonal skills are a MUST. Information Technology and Services - Karachi, Pakistan

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Overview

About Us

We are a dynamic and growing firm specializing in providing top-notch Risk Advisory Services and Internal Audit solutions to a diverse range of clients. Our mission is to deliver strategic insights that drive operational improvements and mitigate risks. We are looking for a dedicated professional to join our team as a

Manager - Risk Advisory Services / Internal Audit . Key Responsibilities

Lead and manage Risk Advisory and Internal Audit engagements for a diverse portfolio of clients and stakeholders. Develop and execute audit plans to assess internal controls, processes, and business risks. Identify risk areas and provide recommendations to improve efficiency, control, and compliance. Communicate audit findings to senior management and prepare comprehensive audit reports. Build and maintain strong client relationships, understanding their business needs and industry trends. Ensure timely completion of audit engagements in line with the firm’s quality standards. Mentor and train junior staff, providing guidance and feedback to support their professional growth. Personal Attributes Required

Punctual & Proactive; Fluency in English (written/spoken) Leadership Skills Communication Skills Ability to work in team Seniority level

Mid-Senior level Employment type

Full-time Job function

Information Technology Industries

Accounting

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Overview Engineering Graduate or MBA from HEC recognized university with at least 4 years of relevant experience. Registration with PEC is mandatory for Engineers.

Responsibilities The purpose of this position is to facilitate the implementation of risk management framework at technical or operational units including Transmission and Distribution functions in accordance with SSGC’s policies and applicable regulatory guidelines. The incumbent is also responsible to guide the departments in controlling the identified risks.

Providing consultative oversight and programs to the business units with respect to the Risk Management.

Planning, designing and implementing of overall operational / engineering risk management process.

Provide guidance in light of the ERM Framework, facilitates the first line of defense, in identifying, assessing, evaluating, categorizing, prioritizing, monitoring and controlling all significant risks facing the Entity.

Provide guidance in identifying and assessing risk and determining the adequacy and cost effectiveness of controls.

Processes, systems, procedures and data management capabilities to support the enterprise-wide risk management framework.

Develops and implements risk dashboards to monitor key operational risks using Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs).

Lead risk identification, assessment and on-going monitoring activities for high risk operational / engineering processes.

Conduct analysis, develop risk methodologies, and drive the implementation of strategies, policies, procedures, and internal controls to identify issues resulting from internal and/or external audits.

Identify and/or resolve risk issues impacting the business, including conducting control reviews or gap analyses for existing processes, as needed.

Perform Process mapping analysis and process re-engineering.

Review the plan to maintain the enterprise risk management system up-to-date through periodic updates of risk registers.

Guide the technical departments to finalize and fill in the risk related entries and mitigation actions within the risk registers.

Work closely with the technical departments to undertake a thorough risk assessment in order to obtain an understanding of the risks to assets, systems and manpower and with a view to identify threats, vulnerabilities, probabilities of occurrence and potential impact.

Encourage the technical departments to highlight the risks for which there may not be any appropriate mitigation action available for the time being.

Support the department in classifying the identified risk in terms of level of severity and probability of occurrence.

Prioritize high risk areas for effective mitigation measures.

Monitor the departments’ progress on a regular basis to check if necessary actions have been taken to mitigate the risks.

Conduct training and awareness sessions for the employees of the user departments to create a culture where risks are timely identified and removed with appropriate actions, including correct entry in the risk register templates.

Initiate steps to develop e-learning module to create awareness of the risk related concepts and enterprise risk management program at SSGC.

Ensure that employees undergo the initial course of e-learning module and then complete the refresher course once every two years.

Coordinate with the training function to include risk management training as part of new employees’ induction program.

Review the monthly reports prior to submission to the management, includes the status of the identified risks and the corresponding mitigation actions.

Review the annual performance report on SSGCL and departmental risk prior to submission to the management and Board Risk Committee.

Keep abreast with the trends and developments in risk management that may be significant to the gas transportation and distribution industry.

Support SSGC’s senior management with any aspect of risk management development and deliver risk management training for the senior management.

Apply the relevant approach in taking steps in risk reduction, risk acceptance where risks are accepted, risk transference where all or most of the assets are insured and risk avoidance where the department decides not to engage in a risky activity.

Write articles to create risk awareness for publication in the company’s magazines.

The individual shall ensure compliance to the Enterprise Risk Management Framework enforced in the Company while performing job responsibilities in accordance with his assigned role.

The individual shall ensure compliance to the Business Principles and Ethics Policy / Code of Conduct.

Perform any other task assigned by superiors.

Qualifications

Engineering Graduate or MBA from an HEC-recognized university

4+ years of relevant experience

Registration with PEC is mandatory for Engineers

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Minimum Education:

Bachelors (preferably in Risk Management/ Actuarial Sciences or related field) 3 – 5 years of relevant banking experience Experience in Market Risk, Basel III, IFRS 9/IAS 39/Credit Risk Modeling System Understanding of SBP reporting formats and proficiency in use of DAP portal Experience and ability to code in VBA programming language Key Responsibilities: Conduct review of audit entities as team member / leader to provide reasonable assurance Independently monitor the business’ compliance with the independent limit/trigger framework Agree upon corrective actions for limit excesses in conjunction with business management Ensure that reports are in compliance with statutory policies and procedures Monitor limit excesses on an ongoing basis to ensure corrective action is carried out Prepare projected liquidity MAR and Stress Scenarios Prepare Maturity and Interest Rate Gap reports Prepare Basel III CAR & liquidity ratios i.e. Liquidity Coverage Ratio (LCR) and Net Stable Funding (NSFR) ratio and ICAAP Assist in implementing the quarterly IFRS9 Expected Credit Loss calculation, modeling and reporting processes Assist the team in enhancing the development of IFRS 9 models including re-calibration of PD, LGD, macroeconomic scenarios Specify the mathematical techniques and underlying assumptions on which the volatility and correlation calculations are based; construct, update and maintain the volatility and correlation calculations on an on-going basis; determine the frequency of updates to the data Establish the statistical techniques and assumptions used for VaR calculations; define the parameters used in the statistical simulation of market risk measurements for internal risk monitoring purposes as well as for external, regulatory reporting purposes Prepare Market risk pack for IRMC, ALCO and BRC Prepare standard corporate ALCO approved ratios Applicants must clearly mention the title of the position in the e-mail subject line. We are an equal opportunity employer. Female candidates and differently-abled candidates are encouraged to apply. Samba Bank reserves the right to accept or decline any application.

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