24 Underwriter jobs in Pakistan

Posted 3 days ago

Description

Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You’ll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today!

Remote work is available.

Responsibilities

1. Complete thorough analysis of loan files to ensure compliance with company, investor, Fannie Mae, Freddie Mac, FHA/VA guidelines.
2. Underwrite the entire credit package and collateral for residential mortgage loans, ensuring an “investment” quality loan product.
3. Verify the accuracy of calculations and data integrity; complete all required underwriting worksheets and checklists.
4. Be available to processors, loan officers, and other team members for guideline interpretations and questions on specific loan files.
5. Respond promptly to post-closing reviews and audits.

Qualifications

• 10+ years of mortgage underwriting experience required
• Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans and loan products
• Proficiency in automated underwriting systems and Microsoft Office
• Strong decision-making and communication skills
• B.S. in business or a related field required

Compensation

$75,000 plus per-file bonus for underwritten files

About Choice Mortgage Group

Join us and be part of a team committed to delivering exceptional client experiences, building strong referral partnerships, and fostering a positive, growth-driven workplace. We value quick, reliable service, clear communication, and teamwork, while upholding the highest standards of integrity and professionalism. We support your growth with resources and guidance to help you succeed. We invite you to create WOW moments for clients and partners every day.

At Choice Mortgage Group, we see each employee as a unique asset, contributing real value to our team and clients. We leverage advanced technology and automation to enhance experiences for both employees and customers, without losing the personal touch. Our team members are the foundation of our trust and reputation in the community. When you join Choice Mortgage, you're joining a company that exceeds industry norms!

Grade Level: L2/L3

Location: Islamabad

What is Expert Financial Planning & Analysis?

This position is responsible for managing financial planning within the FP&A Central team.

The role reports directly to the Stream Head FP&A - Central.

What does Expert Financial Planning & Analysis do?

• Maintain and update consolidated and SBU-wise financial planning models, ensuring accuracy and alignment with business assumptions.
• Collaborate with FP&A business partners and other finance teams to analyze variances in P&L, Balance Sheet, and Cash Flow against budgets and forecasts.
• Work with Accounting, Tax, Treasury, and other functions to review assumptions and incorporate inputs into financial statements and planning models.
• Coordinate with stakeholders to gather inputs and ensure timely submission of planning deliverables.
• Prepare, analyze, and present impact analyses and overlays.
• Support group-level planning by coordinating and consolidating non-financial KPIs.
• Prepare segment-wise profitability and cash flow analyses for SBUs.
• Assist in preparing planning presentations and reports by liaising with relevant stakeholders.

This position is responsible for carrying out and managing the financial planning responsibilities within the FP&A Central team function.

The role reports directly to Stream Head FP&A - Central.

• Maintain and update consolidated & SBU wise financial planning models, ensure accuracy, consistency, and alignment with business assumptions.
• Collaborate with FP&A business partners and other Finance teams to conduct variance analysis of P&L, Balance Sheet & Cashflow versus budget/forecast.
• Work closely with Accounting, Tax, Treasury, and other functions to review and analyze the reasonableness, completeness, and accuracy of the related assumptions and incorporate inputs into forecasted financial statements/planning models and reports.
• Coordinate with internal stakeholders to gather input and ensure timely and accurate submission of planning deliverables.
• Prepare, analyze, and present various impact analyses/overlays.
• Support Group-level planning cycles by coordinating and consolidating non-financial KPIs from relevant teams.
• Prepare segment-wise profitability and cash flow analysis of Strategic Business Units (SBUs) for effective control.
• Assist in the preparation of planning-related presentations and reports by liaising with finance and non-finance stakeholders, and ensuring timely collection of inputs.

Manager, Financial Planning & Analysis

Corporate Office - Pakistan

Full time

Posted Yesterday

R

Lahore

The Children's Place is looking for a Manager of Financial Planning & Analysis. The candidate will be responsible for leading the monthly forecasting & annual budgeting process, operating plan variance analysis, and special projects. The Manager will also provide financial consulting and strategic support to senior leaders.

• Develop thorough understanding of the business operational functions and key revenue and cost drivers.
• Develop collaborative relationships with leaders in operating divisions, as well as in finance.
• Review forecasts and expense trends, identify issues, and develop creative solutions for expense savings opportunities.
• Influence decisions and drive change in operating processes with a focus on driving positive financial results.
• Lead the monthly forecast, annual budget, and long-range planning process in collaboration with business leaders.
• Drive process and content improvements to existing processes.
• Coordinate with FP&A team to ensure that all risks and opportunities are communicated to key team members and senior leadership.
• Develop, prepare, and present divisional financial and operating performance metrics to senior leadership.
• Mentor team members to provide value-added management reporting, decision support, and financial analysis.

• The ideal candidate will have a BS in Accounting or Finance. An MBA and/or CPA is a plus.
• 5-10 years of total experience, including experience in Financial Planning & Analysis.

• Experience in the retail industry is highly desirable.
• Budgeting, forecasting, and strong analytical skills.
• Experience in financial reporting and presenting to Senior Management.
• Excellent written and verbal communication skills.
• Attention to detail, as well as strategic perspective.
• Team player.
• SAP and Hyperion systems knowledge, along with advanced Excel skills.

Being part of our team requires collaboration and hard work. We seek top talent eager to contribute to a high-performing team!

We are proud to be the largest pure-play children’s specialty apparel retailer in North America, celebrating brands including The Children’s PLACE, Gymboree, Sugar & Jade, and PJ PLACE.

If you are eager to learn and work in a diverse, inclusive, fast-paced, and engaging environment, review our current openings and apply today!

• Lead the extraction, organization, and analysis of financial data from multiple sources to drive actionable insights.
• Develop and maintain advanced financial reports, dashboards, and KPIs to support strategic planning and decision-making.
• Provide comprehensive ad-hoc reporting and in-depth data analysis to address complex business challenges across departments.
• Partner with sales and operational teams to enhance demand forecasting accuracy and refine forecasting models.
• Analyze seasonal trends, market dynamics, and business performance to model financial scenarios, assess risks, and identify opportunities.
• Drive the development of long-term financial forecasts and strategic plans to support organizational growth.
• Evaluate supplier performance and negotiate contracts to ensure cost-effective and reliable supply chain operations.
• Work closely with the Sales and Marketing teams to develop and refine pricing strategies that maximize profitability and market competitiveness.
• Conduct profitability analysis by product, customer, and region to inform pricing decisions and business strategy.
• Partner with accounting and audit teams to ensure data accuracy, improve financial reporting processes, and maintain compliance with regulatory standards.
• Collaborate with stakeholders across the organization to align financial planning with overall business objectives.
  
  
  

• Proficiency in Microsoft Excel, Power BI, NetSuite, and SAP.
• Strong analytical and problem-solving skills.
• Ability to work with large datasets and generate meaningful insights.
• Excellent communication and collaboration skills.
• Detail-oriented with strong organizational skills
  
  
  

• Education: MBA in Finance or equivalent.
• Certifications: CFA Level II preferred.
• Experience: Prior experience in FP&A, financial analysis, or related finance roles will be an advantage.