52 Risk Manager jobs in Pakistan

Engineering Graduate or MBA from HEC recognized university with at least 4 years of relevant experience. Registration with PEC is mandatory for Engineers. Responsibilities: JOB SUMMARY The purpose of this position is to facilitate the implementation of risk management framework at technical or operational units including Transmission and Distribution functions in accordance with SSGC’s policies and applicable regulatory guidelines. The incumbent is also responsible to guide the departments in controlling the identified risks. JOB RESPONSIBILITIES Providing consultative oversight and programs to the business units with respect to the Risk Management. Planning, designing and implementing of overall operational / engineering risk management process. Provide guidance in light of the ERM Framework, facilitates the first line of defense, in identifying, assessing, evaluating, categorizing, prioritizing, monitoring and controlling all significant risks facing the Entity. Provide guidance in identifying and assessing risk and determining the adequacy and cost effectiveness of controls. Processes, systems, procedures and data management capabilities to support the enterprise-wide risk management framework. Develops and implements risk dashboards to monitor key operational risks using Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs). Lead risk identification, assessment and on-going monitoring activities for high risk operational / engineering processes. Conduct analysis, develop risk methodologies, and drive the implementation of strategies, policies, procedures, and internal controls to identify issues resulting from internal and/or external audits. Identify and/or resolve risk issues impacting the business, including conducting control reviews or gap analyses for existing processes, as needed. Perform Process mapping analysis and process re-engineering. Review the plan to maintain the enterprise risk management system up-to-date through periodic updates of risk registers. Guide the technical departments to finalize and fill in the risk related entries and mitigation actions within the risk registers. Work closely with the technical departments to undertake a thorough risk assessment in order to obtain an understanding of the risks to assets, systems and manpower and with a view to identify threats, vulnerabilities, probabilities of occurrence and potential impact. Encourage the technical departments to highlight the risks for which there may not be any appropriate mitigation action available for the time being. Support the department in classifying the identified risk in terms of level of severity and probability of occurrence. Prioritize high risk areas for effective mitigation measures. Monitor the departments’ progress on a regular basis to check if necessary actions have been taken to mitigate the risks. Conduct training and awareness sessions for the employees of the user departments to create a culture where risks are timely identified and removed with appropriate actions, including correct entry in the risk register templates. Initiate steps to develop e-learning module to create awareness of the risk related concepts and enterprise risk management program at SSGC. Ensure that employees undergo the initial course of e-learning module and then complete the refresher course once every two years. Coordinate with the training function to include risk management training as part of new employees’ induction program. Review the monthly reports prior to submission to the management, includes the status of the identified risks and the corresponding mitigation actions. Review the annual performance report on SSGCL and departmental risk prior to submission to the management and Board Risk Committee. Keep abreast with the trends and developments in risk management that may be significant to the gas transportation and distribution industry. Support SSGC’s senior management with any aspect of risk management development and deliver risk management training for the senior management. Apply the relevant approach in taking steps in risk reduction, risk acceptance where risks are accepted, risk transference where all or most of the assets are insured and risk avoidance where the department decides not to engage in a risky activity. Write articles to create risk awareness for publication in the company’s magazines. The individual shall ensure compliance to the Enterprise Risk Management Framework enforced in the Company while performing job responsibilities in accordance with his assigned role. The individual shall ensure compliance to the Business Principles and Ethics Policy / Code of Conduct. Perform any other task assigned by superiors.

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Direct message the job poster from UBL - United Bank Limited

This position will be responsible for developing and implementing a comprehensive control testing framework. They will assist business stakeholders within their areas of responsibility, providing guidance and support as needed. The role requires effective communication and the ability to build strong relationships across the broader business. The individual will collaborate closely with first-line governance leads and risk coordinators throughout the organization to drive the controls testing agenda across various departments and business units.

Key Responsibilities:

1- Control Testing Framework Development:

• Develop and implement control testing frameworks and methodologies to assess the effectiveness of internal controls.
• Design control testing plans based on risk assessments, regulatory requirements, and industry best practices.
• Collaborate with internal stakeholders, including risk management, compliance, and audit teams, to identify control testing requirements and coordinate testing efforts.

2- Control Testing Execution and Analysis:

• Drive control testing activities to evaluate the design and operating effectiveness of key controls.
• Document control testing procedures, findings, and recommendations in clear and concise reports.
• Analyze control testing results to identify control weaknesses, deficiencies, or areas for improvement.

3- Support and Coordination:

• Support internal and external audit activities by providing documentation and evidence related to control testing.
• Collaborate with internal stakeholders to ensure alignment of control testing efforts with organizational goals and objectives.

Required Education and Experience:

• Minimum Bachelor's degree in Business, Finance, Risk Management, or related field from HEC recognized university. Professional certifications for e.g., FRM, CRM is preferred.
• Minimum 08 years of experience in Operational Risk & Compliance ideally in Banking sector or any financial institution.

Required Knowledge & Skill set:

• Understanding of operational risk core principles and relevant regulatory guidelines
• Strong presentation and communication skills (verbal and written)
• Strong knowledge of banking products, processes, and organization across different businesses.
• Proven experience with risk frameworks, including design and implementation preferably in banking or financial services.

Seniority level

• Seniority level Mid-Senior level

Employment type

• Employment type Full-time

Job function

• Job function Analyst, Strategy/Planning, and Other
• Industries Banking and Financial Services

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Karachi Division, Sindh, Pakistan 4 months ago

Karachi Division, Sindh, Pakistan 6 months ago

Karachi Division, Sindh, Pakistan 4 months ago

Internal Auditor (From Firm which outsource internal auditing services)

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Direct message the job poster from UBL - United Bank Limited This position will be responsible for developing and implementing a comprehensive control testing framework. They will assist business stakeholders within their areas of responsibility, providing guidance and support as needed. The role requires effective communication and the ability to build strong relationships across the broader business. The individual will collaborate closely with first-line governance leads and risk coordinators throughout the organization to drive the controls testing agenda across various departments and business units. Key Responsibilities: 1- Control Testing Framework Development: Develop and implement control testing frameworks and methodologies to assess the effectiveness of internal controls. Design control testing plans based on risk assessments, regulatory requirements, and industry best practices. Collaborate with internal stakeholders, including risk management, compliance, and audit teams, to identify control testing requirements and coordinate testing efforts. 2- Control Testing Execution and Analysis: Drive control testing activities to evaluate the design and operating effectiveness of key controls. Document control testing procedures, findings, and recommendations in clear and concise reports. Analyze control testing results to identify control weaknesses, deficiencies, or areas for improvement. 3- Support and Coordination: Support internal and external audit activities by providing documentation and evidence related to control testing. Collaborate with internal stakeholders to ensure alignment of control testing efforts with organizational goals and objectives. Required Education and Experience: Minimum Bachelor's degree in Business, Finance, Risk Management, or related field from HEC recognized university. Professional certifications for e.g., FRM, CRM is preferred. Minimum 08 years of experience in Operational Risk & Compliance ideally in Banking sector or any financial institution. Required Knowledge & Skill set: Understanding of operational risk core principles and relevant regulatory guidelines Strong presentation and communication skills (verbal and written) Strong knowledge of banking products, processes, and organization across different businesses. Proven experience with risk frameworks, including design and implementation preferably in banking or financial services. Seniority level

Seniority level Mid-Senior level Employment type

Employment type Full-time Job function

Job function Analyst, Strategy/Planning, and Other Industries Banking and Financial Services Referrals increase your chances of interviewing at UBL - United Bank Limited by 2x Sign in to set job alerts for “Operational Risk Manager” roles.

Karachi Division, Sindh, Pakistan 4 months ago Karachi Division, Sindh, Pakistan 6 months ago Karachi Division, Sindh, Pakistan 4 months ago Internal Auditor (From Firm which outsource internal auditing services)

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Join to apply for the Enterprise Risk Manager role at ACCA Careers

1 week ago Be among the first 25 applicants

Join to apply for the Enterprise Risk Manager role at ACCA Careers

Career Opportunity: Enterprise Risk Manager

JS Bank is seeking an energetic and experienced Enterprise Risk Manager to join our dynamic Risk Management team. This is a key role focused on the development and validation of IFRS 9 models and driving enterprise-wide risk assessment strategies that support informed decision-making and long-term business sustainability.

Key Responsibilities

Design, implement, and validate IFRS 9 models in accordance with regulatory standards and best practices.

Perform quantitative risk assessments, scenario analyses, and stress testing to identify and mitigate enterprise-wide risks.

Collaborate with cross-functional teams including Finance, Compliance, Internal Audit, and IT to strengthen risk frameworks.

Monitor emerging risk trends and deliver actionable insights to senior leadership.

Ensure comprehensive documentation of models, methodologies, assumptions, and validation processes for internal and external audits.

Maintain full compliance with all relevant risk management regulations, internal policies, and industry frameworks.

We are an equal-opportunity employer and encourage applicants from all backgrounds to apply.

Seniority level

• Seniority level Mid-Senior level

Employment type

• Employment type Full-time

Job function

• Job function Finance and Sales
• Industries Accounting

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Karachi Division, Sindh, Pakistan 3 months ago

Karachi Division, Sindh, Pakistan 21 hours ago

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Join to apply for the

Enterprise Risk Manager

role at

ACCA Careers 1 week ago Be among the first 25 applicants Join to apply for the

Enterprise Risk Manager

role at

ACCA Careers Career Opportunity: Enterprise Risk Manager

JS Bank is seeking an energetic and experienced Enterprise Risk Manager to join our dynamic Risk Management team. This is a key role focused on the development and validation of IFRS 9 models and driving enterprise-wide risk assessment strategies that support informed decision-making and long-term business sustainability.

Key Responsibilities

Design, implement, and validate IFRS 9 models in accordance with regulatory standards and best practices.

Perform quantitative risk assessments, scenario analyses, and stress testing to identify and mitigate enterprise-wide risks.

Collaborate with cross-functional teams including Finance, Compliance, Internal Audit, and IT to strengthen risk frameworks.

Monitor emerging risk trends and deliver actionable insights to senior leadership.

Ensure comprehensive documentation of models, methodologies, assumptions, and validation processes for internal and external audits.

Maintain full compliance with all relevant risk management regulations, internal policies, and industry frameworks.

We are an equal-opportunity employer and encourage applicants from all backgrounds to apply. Seniority level

Seniority level Mid-Senior level Employment type

Employment type Full-time Job function

Job function Finance and Sales Industries Accounting Referrals increase your chances of interviewing at ACCA Careers by 2x Sign in to set job alerts for “Enterprise Risk Manager” roles.

Karachi Division, Sindh, Pakistan 3 months ago Karachi Division, Sindh, Pakistan 21 hours ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

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The Credit Risk Manager / Analyst will be responsible for credit analysis, identifying and assessing potential risks, and suggesting mitigation measures thereby contributing to strategic decision-making. The incumbent will provide necessary support to Team Lead in the development and implementation of credit risk management strategies at PFSL focusing on the growth of SMEs, provide risk insights for product development, risk policies, and input of risk rating and credit scoring model.

Location:

Lahore

Job Type:

Permanent

Job Task:

Major Responsibilities:

• Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.
• Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
• Conduct thorough due diligence to assess borrower’s cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
• Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
• Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved.
• Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
• Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
• Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals.
• Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders.
• Stay updated with industry regulations and best practices related to risk management in the banking sector.

Functional Skills / Knowledge Areas:

• Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
• Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
• Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.
• Outstanding verbal and written communication skills.
• Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint.
• Ability to work both independently and collaboratively within a team environment.
• Proactive mindset with a strong willingness to learn and adapt to new challenges.
• Experience in credit risk management within the financial services industry.
• Understanding of equity markets and associated instruments.
• Excellent interpersonal and communication skills.
• Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity.
• Ability to handle multiple assignments simultaneously and meet deadlines under pressure.

Eligibility Criteria:

• Minimum of a Bachelor’s Degree in Business, Commerce, Finance, or related discipline. A Master’s degree in Finance and/or Business Administration is preferred.
• Professional qualifications in Finance Discipline will provide an added advantage.
• Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry.
• Experience in risk assessment within the SME segment would be advantageous.

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The Credit Risk Manager / Analyst will be responsible for credit analysis, identifying and assessing potential risks, and suggesting mitigation measures thereby contributing to strategic decision-making. The incumbent will provide necessary support to Team Lead in the development and implementation of credit risk management strategies at PFSL focusing on the growth of SMEs, provide risk insights for product development, risk policies, and input of risk rating and credit scoring model. Location: Lahore

Job Type: Permanent

Job Task: Major Responsibilities: Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk. Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards. Conduct thorough due diligence to assess borrower’s cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses. Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework. Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved. Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations. Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system. Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals. Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders. Stay updated with industry regulations and best practices related to risk management in the banking sector. Functional Skills / Knowledge Areas: Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector. Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively. Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively. Outstanding verbal and written communication skills. Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint. Ability to work both independently and collaboratively within a team environment. Proactive mindset with a strong willingness to learn and adapt to new challenges. Experience in credit risk management within the financial services industry. Understanding of equity markets and associated instruments. Excellent interpersonal and communication skills. Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity. Ability to handle multiple assignments simultaneously and meet deadlines under pressure. Eligibility Criteria: Minimum of a Bachelor’s Degree in Business, Commerce, Finance, or related discipline. A Master’s degree in Finance and/or Business Administration is preferred. Professional qualifications in Finance Discipline will provide an added advantage. Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry. Experience in risk assessment within the SME segment would be advantageous.

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Minimum Education: Bachelors (preferably in Risk Management or related field)

• 8-10 years of banking experience including at least 3 years of experience in a similar role
• Strong analytical and evaluation skills
• Excellent communication and interpersonal skills
• Organized and detail-oriented with the ability to meet deadlines

Key Responsibilities:

• Ensure implementation of SBP’s Operational Risk Management Framework across the bank in coordination with other stakeholders
• Develop and update Operational Risk Management Policy and ensure its effective implementation across the Bank with the objective of improving the Operational Risk Management culture, understanding and environment of the Bank
• Review and provide feedback on new and revised products, policies, business processes /SOPs from Ops Risk perspective
• Develop and maintain an effective Operational Risk Management Framework through effective use of tools – RCSA, KRIs and Loss Data Collection
• Develop and maintain a central repository of all Open Risk Events with defined corrective actions and track for closure
• Conduct operational risk trainings to keep the bank staff well-informed with developing operational risk scenarios
• Develop and implement Outsourcing Policy and ensure that it is in line with the SBP regulations

Note: Applicants must clearly mention the title of the position in the e-mail subject line.

We are an equal opportunity employer. Female candidates and differently-abled candidates are encouraged to apply.

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Minimum Education:

Bachelors (preferably in Risk Management or related field) 8-10 years of banking experience including at least 3 years of experience in a similar role Strong analytical and evaluation skills Excellent communication and interpersonal skills Organized and detail-oriented with the ability to meet deadlines Key Responsibilities: Ensure implementation of SBP’s Operational Risk Management Framework across the bank in coordination with other stakeholders Develop and update Operational Risk Management Policy and ensure its effective implementation across the Bank with the objective of improving the Operational Risk Management culture, understanding and environment of the Bank Review and provide feedback on new and revised products, policies, business processes /SOPs from Ops Risk perspective Develop and maintain an effective Operational Risk Management Framework through effective use of tools – RCSA, KRIs and Loss Data Collection Develop and maintain a central repository of all Open Risk Events with defined corrective actions and track for closure Conduct operational risk trainings to keep the bank staff well-informed with developing operational risk scenarios Develop and implement Outsourcing Policy and ensure that it is in line with the SBP regulations Note:

Applicants must clearly mention the title of the position in the e-mail subject line. We are an equal opportunity employer. Female candidates and differently-abled candidates are encouraged to apply.

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