15 Risk Assessment Analyst jobs in Pakistan

In this Product Management position, you will manage key business areas related to the development of a financial portfolio and risk management service. You will report directly to the executive in charge of this STRATEGIC initiative, and function with increasing autonomy as you succeed.

1. Gather and translate potential customer needs and business requirements into usable and effective consumer experience descriptions;
2. Work hand-in-hand in a cross-functional capacity to develop a consensus on product requirements, taking into consideration business, legal, customer care, usability and technical issues;
3. Contribute to the development of the product roadmap and manage ongoing changes to product implementation, in response to analysis and market changes;
4. Regularly communicate with senior management to ensure product tradeoffs are backed by data, and made in the most efficient way;
5. Maintain relationships with partners such as data vendors or technology outsourcers;
6. Conduct product reviews with prospects and clients;
7. Organize demos and training;
8. Ensure efficient internal communication around product-related topics.

Masters or Bachelor's Degree in Finance, Economics or Engineering, you have 3 years prior experience working in a Financial Operations environment ideally with primebrokers, fund administrators or system vendor in an onboarding context. Familiar with the needs of Portfolio Managers and Middle Office functions, you understand derivative products and the business trade flow, including market value/PnL decomposition and risk reporting. A good grasp of modern software engineering technologies, client and server side, in an Internet context is important as well to take your career to the next level in this challenging position. Experience with Bloomberg, Reuters or Markit is a plus. Superior communication and interpersonal skills are a MUST.

Information Technology and Services - Karachi, Pakistan

• Support the CRO in delivering the risk management agenda across the business.
  
• Conduct and document risk assessments (operational, financial, regulatory) and report findings to the EEA Chief Risk Officer.
  
• Assist in monitoring key risk indicators, risk appetite, trends, and emerging threats using data analytics tools.
  
• Assist in updating and maintaining risk registers and dashboards for the EEA Chief Risk Officer.

• Assist in embedding and using the newly implemented Risk Management System (RMS), providing user support and data input.
  
• Analyse large datasets to identify risk exposures and anomalies.
  
• Prepare risk reports, presentations, and KPI/metrics on behalf of the EEA Chief Risk Officer and senior stakeholders.

• Support adherence to EU/Ireland-specific regulations (e.g., GDPR, Central Bank of Ireland requirements).
  
• Validate controls and escalate gaps to the EEA Chief Risk Officer and senior management

• Work in sync with the EEA Chief Risk Officer and other Irish stakeholders.
  
• Participate in virtual meetings, ensuring clear communication of risk insights.
  
• Participate and support in risk workshops and facilitate risk awareness sessions across the business.
  
• Work collaboratively with Compliance and other functions to ensure consistent risk coverage.

• Propose automation/process enhancements to streamline risk workflows.

• Bachelor’s/master’s in finance, Risk Management, Economics, or related field.
  
• 2–3 years of experience in risk analysis, auditing, or compliance (experience supporting international teams is a plus).
  
• Proficiency in risk tools (e.g., SAS, SQL, Power BI) and Excel (pivot tables, VLOOKUP).
  
• Strong understanding of risk frameworks (e.g., ISO 31000, COSO).

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About Bobtail

Bobtail is dedicated to increasing happiness by eliminating inefficiencies in the supply chain. We envision a supply chain without friction, fraud, waste, and abuse where companies succeed based on the value they create.

We work in a unique way at Bobtail, where we value teams over individuals and encourage experimentation and iteration to constantly improve. Teams are given flexibility in working towards a shared purpose and given the freedom to decide how they will accomplish their goals.

If you are an out-of-the-box thinker that takes a proactive approach in collaborating with others to solve problems and achieve your goals — we would love to talk to you.

The things we value:

• Mission
• Teams over individuals
• Collaboration
• Communication
• Iteration
• Experimentation and failing fast
• Initiative and solutions-oriented approach
• Documentation
• Data
• Mental health and work-life balance
• Diversity
• Transparency

You should apply if you have:

• Proficiency in SQL — must be comfortable writing queries and working with complex data.
• Strong analytical mindset with high attention to detail.
• Familiarity with dashboard tools (Looker, Tableau, Power BI, etc.).
• Clear, concise communication — especially written summaries and RCA documentation.
• Comfort working with large datasets in a fast-paced environment.

Nice to Have:

• Experience with Python for analysis or automation.
• Exposure to financial risk, trading operations, or futures.
• Internship or hands-on experience in risk, analytics, fintech, or lending.
• Prior experience in a tech startup — preferred for adaptability, ownership, and comfort with ambiguity.

You will be responsible for:

• Build and maintain dashboards tracking key risk indicators (KRIs) such as Days to Pay (DTP), Non-Payments, and Claims.
• Monitor unusual patterns, including spikes in DTPs, surges in Non-Payments, and high client concentration risks.
• Support root cause analysis (RCA) for fraud, losses, or exceptions using invoice-level data.
• Pull and analyze data to support case reviews and operational audits.
• Support creation of alerts based on real-time behavior shifts.
• Write and optimize SQL queries to extract risk-relevant datasets.
• Support data cleaning, transformation, and preparation for reporting or presentations.
• Create short, structured summaries of investigations.
• Document emerging patterns and risk scenarios.

Benefits

• Monthly Mental Break Day
• Paid Time Off
• Work from home (or wherever)
• Parental leave

Creating a diverse and inclusive workplace is Bobtail's core value. We are an equal opportunity employer and embrace people of different backgrounds, cultures, religions, national origins, races, colors, genders, gender expressions, sexual orientations, ages, marital statuses, veteran statuses, experiences, abilities, and perspectives.

• Entry level

• Contract

• Finance and Sales

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Who we are:

Motive empowers the people who run physical operations with tools to make their work safer, more productive, and more profitable. For the first time ever, safety, operations and finance teams can manage their drivers, vehicles, equipment, and fleet related spend in a single system. Combined with industry leading AI, the Motive platform gives you complete visibility and control, and significantly reduces manual workloads by automating and simplifying tasks.

Motive serves more than 100,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector.

Visit gomotive.com to learn more.

About the Role:
We are seeking a highly motivated and experienced underwriting professional to join our Risk Management team. As an experienced underwriter, you will be responsible for reviewing and assessing the financial risk of new and existing customers, while making decisions based on policy guidelines. You should have experience and subject matter expertise in financial services, end-to-end underwriting lifecycle, portfolio management, bank statement and financial decisioning, and risk assessment.
You’ll evaluate applications, perform analysis that mitigate financial risk, and make timely and accurate decisions on application outcomes. The successful candidate will work as a member of our Risk Organization and collaborate with members from our sales, data science, product management, and other stakeholders to deliver best in class customer experience.

What You'll Do:

• Collect, review and analyze applicants' relevant financial, demographic, and historic information and records. This includes, but is not limited to, analysis of business financial statements such as balance sheets, income statements and cash flow statements, bank statements, and credit reports
• Directly communicate with clients & sales about application status
• Clearly articulate why and when additional documents are needed in order to determine a client's creditworthiness
• Make determination whether to approve, decline or seek an exception for an application based on policy guidelines
• Make quality decisions in a timely and efficient manner within expected SLA
• Perform portfolio management, evaluating and identifying suspicious or questionable items
• Recommend policy and process improvement to mitigate potential failure points throughout the underwriting journey
• Bank statement analysis, financial spreading and risk ratio analysis culminating with underwriting memo

What We're Looking For:

• 2-3+ years of underwriting experience in financial services, high-growth payments, or fintech company
• Strong critical reasoning, problem solving and analytical skills
• Ability to work independently and thrive in a collaborative team environment
• Excellent oral and written communication skills
• Familiar with fundamentals of financial risk assessment
• Familiar with the U.S. compliance, lending & regulatory environment (KYC, Reg B, Reg Z, UDAAP, FCBA, Truth in Lending Act)
• Experience with quantitative and qualitative analysis
• Strong organization, and time management skills
• Proven experience with bank based & financial underwriting
• Highly motivated, organized, reliable, and has demonstrated competency in mathematics and financial spreading

Creating a diverse and inclusive workplace is one of Motive's core values. We are an equal opportunity employer and welcome people of different backgrounds, experiences, abilities and perspectives.

Please review our Candidate Privacy Notice here .

UK Candidate Privacy Notice here .

The applicant must be authorized to receive and access those commodities and technologies controlled under U.S. Export Administration Regulations. It is Motive's policy to require that employees be authorized to receive access to Motive products and technology.

#LI-Remote

Who we are:

Motive empowers the people who run physical operations with tools to make their work safer, more productive, and more profitable. For the first time ever, safety, operations and finance teams can manage their drivers, vehicles, equipment, and fleet related spend in a single system. Combined with industry leading AI, the Motive platform gives you complete visibility and control, and significantly reduces manual workloads by automating and simplifying tasks.

Motive serves more than 100,000 customers – from Fortune 500 enterprises to small businesses – across a wide range of industries, including transportation and logistics, construction, energy, field service, manufacturing, agriculture, food and beverage, retail, and the public sector.

Visit gomotive.com to learn more.

About the Role:
We are seeking a highly motivated and experienced underwriting professional to join our Risk Management team. As an experienced underwriter, you will be responsible for reviewing and assessing the financial risk of new and existing customers, while making decisions based on policy guidelines. You should have experience and subject matter expertise in financial services, end-to-end underwriting lifecycle, portfolio management, bank statement and financial decisioning, and risk assessment.
You’ll evaluate applications, perform analysis that mitigate financial risk, and make timely and accurate decisions on application outcomes. The successful candidate will work as a member of our Risk Organization and collaborate with members from our sales, data science, product management, and other stakeholders to deliver best in class customer experience.

What You'll Do:

• Collect, review and analyze applicants' relevant financial, demographic, and historic information and records. This includes, but is not limited to, analysis of business financial statements such as balance sheets, income statements and cash flow statements, bank statements, and credit reports
• Directly communicate with clients & sales about application status
• Clearly articulate why and when additional documents are needed in order to determine a client's creditworthiness
• Make determination whether to approve, decline or seek an exception for an application based on policy guidelines
• Make quality decisions in a timely and efficient manner within expected SLA
• Perform portfolio management, evaluating and identifying suspicious or questionable items
• Recommend policy and process improvement to mitigate potential failure points throughout the underwriting journey
• Bank statement analysis, financial spreading and risk ratio analysis culminating with underwriting memo

What We're Looking For:

• 2-3+ years of underwriting experience in financial services, high-growth payments, or fintech company
• Strong critical reasoning, problem solving and analytical skills
• Ability to work independently and thrive in a collaborative team environment
• Excellent oral and written communication skills
• Familiar with fundamentals of financial risk assessment
• Familiar with the U.S. compliance, lending & regulatory environment (KYC, Reg B, Reg Z, UDAAP, FCBA, Truth in Lending Act)
• Experience with quantitative and qualitative analysis
• Strong organization, and time management skills
• Proven experience with bank based & financial underwriting
• Highly motivated, organized, reliable, and has demonstrated competency in mathematics and financial spreading

Creating a diverse and inclusive workplace is one of Motive's core values. We are an equal opportunity employer and welcome people of different backgrounds, experiences, abilities and perspectives.

Please review our Candidate Privacy Noticehere .

UK Candidate Privacy Notice here.

The applicant must be authorized to receive and access those commodities and technologies controlled under U.S. Export Administration Regulations. It is Motive's policy to require that employees be authorized to receive access to Motive products and technology.

#LI-Remote