24 Risk Analyst jobs in Pakistan

Job Responsibilities

1. aster fundamental theories and practical methodologies of consumer credit risk management.A
2. pply statistical and machine learning techniques to analyze borrower default risks, and develop data-driven risk control models or strategies.M
3. onitor key risk indicators (KRIs), identify potential risk issues, and optimize solutions.C
4. ollaborate closely with algorithm, product, and data warehouse teams to ensure effective implementation of risk strategies.

1. cation: Bachelor’s degree or higher in Finance, Economics, Statistics, Mathematics, Computer Science, or related fields.
2. Technical Skills: Proficiency in SQL, Python, and other statistical analysis tools. Solid programming capabilities.
3. Learning Agility: Ability to quickly absorb new knowledge and adapt to fast-paced work environments.
4. Analytical Skills: Strong logical thinking and data analysis capabilities; able to extract actionable insights from complex datasets.
5. Communication & Collaboration: Excellent verbal and written communication skills; able to actively contribute to cross-functional teamwork.
6. Language: Fluency in the local language and professional working proficiency in English.

The Credit Risk Manager / Analyst will be responsible for credit analysis, identifying and assessing potential risks, and suggesting mitigation measures thereby contributing to strategic decision-making. The incumbent will provide necessary support to Team Lead in the development and implementation of credit risk management strategies at PFSL focusing on the growth of SMEs, provide risk insights for product development, risk policies, and input of risk rating and credit scoring model.

Location:

Job Type:

Job Task:

Major Responsibilities:

• Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.
• Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
• Conduct thorough due diligence to assess borrower’s cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
• Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
• Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved.
• Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
• Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
• Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals.
• Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders.
• Stay updated with industry regulations and best practices related to risk management in the banking sector.

Functional Skills / Knowledge Areas:

• Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
• Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
• Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.
• Outstanding verbal and written communication skills.
• Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint.
• Ability to work both independently and collaboratively within a team environment.
• Proactive mindset with a strong willingness to learn and adapt to new challenges.
• Experience in credit risk management within the financial services industry.
• Understanding of equity markets and associated instruments.
• Excellent interpersonal and communication skills.
• Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity.
• Ability to handle multiple assignments simultaneously and meet deadlines under pressure.

Eligibility Criteria:

• Minimum of a Bachelor’s Degree in Business, Commerce, Finance, or related discipline. A Master’s degree in Finance and/or Business Administration is preferred.
• Professional qualifications in Finance Discipline will provide an added advantage.
• Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry.
• Experience in risk assessment within the SME segment would be advantageous.

Minimum Education: Bachelors (preferably in Risk Management/ Actuarial Sciences or related field)

• 3 – 5 years of relevant banking experience
• Experience in Market Risk, Basel III, IFRS 9/IAS 39/Credit Risk Modeling System
• Understanding of SBP reporting formats and proficiency in use of DAP portal
• Experience and ability to code in VBA programming language

Key Responsibilities:

• Conduct review of audit entities as team member / leader to provide reasonable assurance
• Independently monitor the business’ compliance with the independent limit/trigger framework
• Agree upon corrective actions for limit excesses in conjunction with business management
• Ensure that reports are in compliance with statutory policies and procedures
• Monitor limit excesses on an ongoing basis to ensure corrective action is carried out
• Prepare projected liquidity MAR and Stress Scenarios
• Prepare Maturity and Interest Rate Gap reports
• Prepare Basel III CAR & liquidity ratios i.e. Liquidity Coverage Ratio (LCR) and Net Stable Funding (NSFR) ratio and ICAAP
• Assist in implementing the quarterly IFRS9 Expected Credit Loss calculation, modeling and reporting processes
• Assist the team in enhancing the development of IFRS 9 models including re-calibration of PD, LGD, macroeconomic scenarios
• Specify the mathematical techniques and underlying assumptions on which the volatility and correlation calculations are based; construct, update and maintain the volatility and correlation calculations on an on-going basis; determine the frequency of updates to the data
• Establish the statistical techniques and assumptions used for VaR calculations; define the parameters used in the statistical simulation of market risk measurements for internal risk monitoring purposes as well as for external, regulatory reporting purposes
• Prepare Market risk pack for IRMC, ALCO and BRC
• Prepare standard corporate ALCO approved ratios

Applicants must clearly mention the title of the position in the e-mail subject line.

We are an equal opportunity employer. Female candidates and differently-abled candidates are encouraged to apply.

Samba Bank reserves the right to accept or decline any application.

Overview

Company Overview: Zones – First Choice for IT. Zones is a Global Solution Provider of end-to-end IT solutions with an unmatched supply chain. Zones, a Minority Business Enterprise (MBE) with over 35 years in business, specializes in Digital Workplace, Cloud & Data Center, Networking, Security, and Managed/Professional/Staffing services. Operating in more than 120 countries, Zones partners with Microsoft, Apple, Cisco, Lenovo, Adobe, and more to build digital infrastructures that change how business operates.

As the Information Security Analyst - Compliance & Risk Management, you will analyze management and technical controls to ensure compliance with security requirements. This includes mapping regulatory and security requirements across the information security framework, tracking enterprise compliance across multiple security frameworks, assisting internal teams for internal and external assessments and audits, collaborating on IT projects to address security policy and risk issues, and developing key performance metrics to track and ensure compliance with policies and standards.

• Analyze management and technical controls to ensure specific security and compliance requirements are met.
• Map regulatory and security requirements across the information security framework.
• Track enterprise compliance across multiple security frameworks including ISO27001, 27701, SOC2, GDPR, and PCI-DSS; maintain up-to-date records of requirements and mitigating controls.
• Assist internal teams with readiness for internal/external assessments and audits against industry standards; review programs/documentation for conformance.
• Collaborate on critical IT projects to ensure security policy and risk issues are addressed throughout the project life cycle.
• Develop key performance metrics to track and ensure compliance with established policies and standards.

• 5-7 years of information security experience.
• Experience with ISO 27001, SOC 2, and PCI-DSS compliance.
• Strong communication skills (verbal and written).
• Ability to meet deadlines and work under pressure.
• Experience of working in US-based multinational organizations is a plus.
• Security certifications such as CISSP/CISA, ISO27001.
• Extensive experience auditing vendors/service providers/partners for security compliance.
• Experience working with Engineering teams (system admin, network admin, security admin, application teams) to effectively communicate compliance requirements.
• Bachelor’s degree in Computer Science or Information Technology.

Zones offers a comprehensive Benefits package. At Zones, we are committed to fostering an inclusive and diverse workplace where every team member is valued and supported. We offer life insurance, optional health insurance, and retirement benefits in line with Company policy. Employees also enjoy additional perks such as the Voluntary Pension Scheme, EOBI, complimentary meals, and access to our in-house gym.

We take pride in being an equal opportunity employer and remain dedicated to maintaining a workplace free from discrimination of any kind. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or disability.

08:00 PM to 05:00 AM (Pk time)

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Description

Company Overview:

When it comes to IT solution providers, there are a lot of choices. But when it comes to providers with innovative and differentiating end-to-end service offerings, there’s really only one: Zones – First Choice for IT.TM

Zones is a Global Solution Provider of end-to-end IT solutions with an unmatched supply chain. Positioned to be the IT partner you need, Zones, a Minority Business Enterprise (MBE) in business for over 35 years, specializes in Digital Workplace, Cloud & Data Center, Networking, Security, and Managed/Professional/Staffing services. Operating in more than 120 countries, leveraging a robust portfolio, and utilizing the highest certification levels from key partners, including Microsoft, Apple, Cisco, Lenovo, Adobe, and more, Zones has mastered the science of building digital infrastructures that change the way business does business ensuring whatever they need, they can Consider IT Done. Follow Zones, LLC on Twitter @Zones, and LinkedIn and Facebook.

Position Overview

As the Information Security Analyst - Compliance & Risk Management, you will analyze management and technical controls to ensure compliance with security requirements. This includes mapping regulatory and security requirements across the information security framework and tracking enterprise compliance across multiple security frameworks. You will also assist internal teams in preparing for internal and external assessments and audits, collaborate on critical IT projects to address security policy and risk issues, and develop key performance metrics to track and ensure compliance with policies and standards.

What you’ll do as the Information Security Analyst – Compliance & Risk Management:

Employees employed in the role of Information Security Analyst – Compliance & Risk Management shall be required to apply their independent mind and demonstrate intellectual abilities in their decision-making.

The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Analyze management and technical controls to ensure specific security and compliance requirements are met.
• Map regulatory/security requirements across the information security framework.
• Track enterprise compliance across multiple security frameworks including ISO27001, 27701, SOC2, GDPR, and PCI-DSS, maintaining up-to-date records of requirements and corresponding mitigating controls.
• Help internal teams with readiness for internal/external assessments/audits against industry standards and review programs/documentation for conformance.
• Collaborate on critical IT projects to ensure that security policy/risk issues are addressed throughout the project life cycle.
• Develop key performance metrics to track and ensure compliance with established policies and standards.
  
  

• 5-7 years of information security experience.
• Experience with ISO 27001, SOC 2, and PCI-DSS compliance.
• Strong communication skills (verbal and written).
• Ability to meet deadlines and work under pressure.
• Experience of working in US-based multinational organizations is a plus.
• Security certifications such as CISSP/CISA, ISO27001.
• Extensive experience with auditing vendors/service providers/partners for compliance with security.
• Experience of working extensively with the Engineering teams (system admin, network admin, security admin, application teams) to effectively communicate the compliance requirements
• Bachelor’s degree in Computer Science or Information Technology.
  
  

• Seniority level Not Applicable

• Employment type Full-time

• Job function Information Technology
• Industries Computer Hardware Manufacturing, Software Development, and IT Services and IT Consulting

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