32 Portfolio Manager jobs in Pakistan

The Portfolio Manager will be responsible for managing and monitoring the portfolio management and relevant MIS reporting tasks pertaining to credit portfolio management of PFSL. This includes performing portfolio analytics related tasks, preparing and presenting Management Information System (MIS) reports, and supporting the integration of ESG (Environmental, Social, and Governance) considerations into risk assessments and credit decision-making frameworks. The role demands strong quantitative acumen, sectoral insight, and a solid understanding of credit risk dynamics across the Banking/NBFI landscape. Location Lahore

Job type Permanent

Job Task Major Responsibilities Manage and monitor the credit portfolio of Corporate, Commercial & SME clients. Conduct portfolio reviews, sectoral exposure analyses, and recommend risk mitigation strategies as needed. Identify early warning signals and implement corrective actions in coordination with the Relationship and Credit teams. Support client due diligence and credit assessments by offering portfolio-level risk insights. Conduct Stress testing of credit portfolio. Functional Skills / Knowledge Areas

Strong understanding of credit risk concepts, regulatory requirements, and portfolio management principles. Collaborative approach with experience in working with diverse teams (Risk, Relationship, Compliance, Sustainability). Excellent interpersonal and communication skills. Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity. Eligibility Criteria Education Bachelor’s or Master’s degree in Finance, Economics, Business Administration, or a related field. Any relevant certification in ESG sustainability, impact financing, Green Financing etc. is a plus. Preferably up to 4 years of experience in Credit Risk Management, preferably with exposure to NBFIs.

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In this Product Management position, you will manage key business areas related to the development of a financial portfolio and risk management service. You will report directly to the executive in charge of this STRATEGIC initiative, and function with increasing autonomy as you succeed.

Initially, you will:

1. Gather and translate potential customer needs and business requirements into usable and effective consumer experience descriptions;
2. Work hand-in-hand in a cross-functional capacity to develop a consensus on product requirements, taking into consideration business, legal, customer care, usability and technical issues;
3. Contribute to the development of the product roadmap and manage ongoing changes to product implementation, in response to analysis and market changes;
4. Regularly communicate with senior management to ensure product tradeoffs are backed by data, and made in the most efficient way;
5. Maintain relationships with partners such as data vendors or technology outsourcers;
6. Conduct product reviews with prospects and clients;
7. Organize demos and training;
8. Ensure efficient internal communication around product-related topics.

Job Specification

Masters or Bachelor's Degree in Finance, Economics or Engineering, you have 3 years prior experience working in a Financial Operations environment ideally with primebrokers, fund administrators or system vendor in an onboarding context. Familiar with the needs of Portfolio Managers and Middle Office functions, you understand derivative products and the business trade flow, including market value/PnL decomposition and risk reporting. A good grasp of modern software engineering technologies, client and server side, in an Internet context is important as well to take your career to the next level in this challenging position. Experience with Bloomberg, Reuters or Markit is a plus. Superior communication and interpersonal skills are a MUST.

Information Technology and Services - Karachi, Pakistan

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In this Product Management position, you will manage key business areas related to the development of a financial portfolio and risk management service. You will report directly to the executive in charge of this STRATEGIC initiative, and function with increasing autonomy as you succeed.

Initially, you will:

Gather and translate potential customer needs and business requirements into usable and effective consumer experience descriptions; Work hand-in-hand in a cross-functional capacity to develop a consensus on product requirements, taking into consideration business, legal, customer care, usability and technical issues; Contribute to the development of the product roadmap and manage ongoing changes to product implementation, in response to analysis and market changes; Regularly communicate with senior management to ensure product tradeoffs are backed by data, and made in the most efficient way; Maintain relationships with partners such as data vendors or technology outsourcers; Conduct product reviews with prospects and clients; Organize demos and training; Ensure efficient internal communication around product-related topics. Job Specification

Masters or Bachelor's Degree in Finance, Economics or Engineering, you have 3 years prior experience working in a Financial Operations environment ideally with primebrokers, fund administrators or system vendor in an onboarding context. Familiar with the needs of Portfolio Managers and Middle Office functions, you understand derivative products and the business trade flow, including market value/PnL decomposition and risk reporting. A good grasp of modern software engineering technologies, client and server side, in an Internet context is important as well to take your career to the next level in this challenging position. Experience with Bloomberg, Reuters or Markit is a plus. Superior communication and interpersonal skills are a MUST. Information Technology and Services - Karachi, Pakistan

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Senior Product Manager – Portfolio and Proposition (Mashreq Digital Bank Pakistan) Senior Product Manager – Portfolio and Proposition (Mashreq Digital Bank Pakistan)

• Define and execute the strategy for deposit products and propositions aligned with Bank's strategy
• Identify market trends, customer needs, and competitive offerings to have product innovation
• Develop new deposit products or enhance existing ones to improve customer value and profitability
• Monitor and manage product-level profitability, including margins and fee income
• Prepare financial forecasts and performance analyses to optimize pricing strategies and interest/profit rate structures

Customer Experience & Engagement

• Ensure deposit products meet customer needs and deliver a seamless experience
• Collaborate with marketing and customer service teams to promote products and gather feedback
• Address customer complaints and satisfaction metrics

Enhance Customer Value Proposition (CVP)

• Design and refine CVPs for different customer segments through product bundling
• Benchmark against competitors to ensure the bank’s offerings are differentiated and relevant.
• Align product features, pricing, and service with the defined CVP
• Collaborate with marketing and sales to communicate the CVP effectively
• Cross Squad collaboration to deliver CVP for the segment

Risk & Compliance Oversight

• Ensure deposit products comply with regulatory requirements and internal policies
• Manage operational, financial, and model risks associated with deposit products

Market & Competitive Analysis

• Conduct ongoing research to benchmark against competitors.
• Adjust product features or pricing in response to market shifts

Key Result Areas

Launch of Segmental CVPs

• Launch Retailers, Freelancers, Schools, Software house, Agri, Women entrepreneurs CVPs
• Ownership of liability products to support sub segmental CVPs

Driving customer growth through engagement

• Handhold consumer journey from acquisition to retention and growth
• Develop and execute lifecycle strategies to increase engagement, stickiness and extend customer lifetime value through loyalty programs, behavior driving tactical campaign, community banking
• Monitor customer behavior and usage patterns to trigger timely interventions with timely upsell and win-back campaigns
• Collaborate with analytics to develop segmental propensity models around attrition and deepening
• Roll out rules for automating personalize lifecycle communications
• Data-driven decision-making: Use analytics to inform strategies and measure impact

Cross-Sell Strategy and Deepening

• Enhance PPC engaging customers to adopt additional products such as booking, payroll, saving spaces, lending etc
• Identify cross-sell opportunities using data analytics and customer insights
• Develop bundled offerings or incentives to encourage multi-product adoption
• Ensure effective digital cross-selling as per the customer behavior and needs
• Track cross-sell performance metrics and optimize campaigns based on results
• Ensure a seamless digital experience for new products crossell

Cross-Functional Collaboration

• Work with IT, operations, compliance, legal, and marketing to launch and maintain products.
• Lead cross-functional teams to implement product changes or new initiatives

Knowledge, Skills and Experience

• Bachelor's degree in business, finance, marketing, or a related field. An MBA or other relevant postgraduate degree is preferred
• Minimum 8 years of product, portfolio and lifecycle management
• Excellent negotiation, communication, and interpersonal skills, with the ability to work collaboratively with external partners and cross-functional teams.
• Strong analytical and problem-solving skills, with the ability to make data-driven decisions.
• In-depth knowledge of digital banking trends, technologies, and customer behaviors
• Knowledge of regulatory requirements and industry best practices
• Ability to work in a fast-paced, dynamic environment with a high degree of flexibility and adaptability

Seniority level

• Seniority level Mid-Senior level

Employment type

• Employment type Full-time

Job function

• Job function Other
• Industries Banking

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Get notified about new Product Manager jobs in Karachi Division, Sindh, Pakistan .

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We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

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Senior Product Manager – Portfolio and Proposition (Mashreq Digital Bank Pakistan)

Senior Product Manager – Portfolio and Proposition (Mashreq Digital Bank Pakistan)

Define and execute the strategy for deposit products and propositions aligned with Bank's strategy Identify market trends, customer needs, and competitive offerings to have product innovation Develop new deposit products or enhance existing ones to improve customer value and profitability Monitor and manage product-level profitability, including margins and fee income Prepare financial forecasts and performance analyses to optimize pricing strategies and interest/profit rate structures Customer Experience & Engagement Ensure deposit products meet customer needs and deliver a seamless experience Collaborate with marketing and customer service teams to promote products and gather feedback Address customer complaints and satisfaction metrics Enhance Customer Value Proposition (CVP) Design and refine CVPs for different customer segments through

product bundling Benchmark against competitors to ensure the bank’s offerings are differentiated and relevant. Align product features, pricing, and service with the defined CVP Collaborate with marketing and sales to communicate the CVP effectively Cross Squad collaboration to deliver CVP for the segment Risk & Compliance Oversight Ensure deposit products comply with regulatory requirements and internal policies Manage operational, financial, and model risks associated with deposit products Market & Competitive Analysis Conduct ongoing research to benchmark against competitors. Adjust product features or pricing in response to market shifts Key Result Areas Launch of Segmental CVPs Launch Retailers, Freelancers, Schools, Software house, Agri, Women entrepreneurs CVPs Ownership of liability products to support sub segmental CVPs Driving customer growth through engagement Handhold consumer journey from acquisition to retention and growth Develop and execute lifecycle strategies to increase engagement, stickiness and extend customer lifetime value through

loyalty programs, behavior driving tactical campaign, community banking Monitor customer behavior and usage patterns to trigger timely interventions with timely

upsell and win-back campaigns Collaborate with analytics to develop segmental propensity models around

attrition and deepening Roll out rules for

automating personalize lifecycle

communications Data-driven

decision-making: Use analytics to inform strategies and measure impact Cross-Sell Strategy and Deepening Enhance PPC engaging customers to adopt additional products such as

booking, payroll, saving spaces, lending etc Identify cross-sell opportunities using data analytics and customer insights Develop bundled offerings or incentives to encourage multi-product adoption Ensure effective digital cross-selling as per the customer behavior and needs Track cross-sell performance metrics and optimize campaigns based on results Ensure a seamless digital experience for new products crossell Cross-Functional Collaboration Work with IT, operations, compliance, legal, and marketing to launch and maintain products. Lead cross-functional teams to implement product changes or new initiatives Knowledge, Skills and Experience Bachelor's degree in business, finance, marketing, or a related field. An MBA or other relevant postgraduate degree is preferred Minimum 8 years of product, portfolio and lifecycle management Excellent negotiation, communication, and interpersonal skills, with the ability to work collaboratively with external partners and cross-functional teams. Strong analytical and problem-solving skills, with the ability to make data-driven decisions. In-depth knowledge of digital banking trends, technologies, and customer behaviors Knowledge of regulatory requirements and industry best practices Ability to work in a fast-paced, dynamic environment with a high degree of flexibility and adaptability Seniority level

Seniority level Mid-Senior level Employment type

Employment type Full-time Job function

Job function Other Industries Banking Referrals increase your chances of interviewing at Mashreq by 2x Get notified about new Product Manager jobs in

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Team Leader - Business Banking VRM (Mashreq Global Network Pakistan)

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Senior Manager - OFSAA Platform Financial Reporting (Mashreq Global Network Pakistan)

Senior Information Technology Sales Manager

Karachi Division, Sindh, Pakistan 6 months ago Manager Audit Retail Banking & Support Functions (Mashreq Digital Bank Pakistan)

Karachi Division, Sindh, Pakistan 5 months ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

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The FP&A Analyst will play a key role in supporting financial planning, forecasting, and analysis activities across the organization. This role will partner with cross-functional teams to deliver insights that drive strategic decision-making and operational efficiency.

Key Accountabilities:

• Assist in the development of annual budgets, quarterly forecasts, and long-range financial plans
• Analyze financial results and variances against budget/forecast; provide actionable insights
• Support monthly reporting packages for senior leadership, including P&L, balance sheet, and cash flow analysis
• Maintain and enhance financial models to support scenario planning and business cases
• Collaborate with accounting during month-end close to ensure accuracy of financial data
• Identify opportunities for process improvements and automation within FP&A workflows

Education and Experience:

• Bachelor’s degree in Finance, Accounting or Business Economics
• 3+ years of experience in financial planning and analysis or accounting

Skills and Behaviors:

• Must be proficient in Excel with ability to create summary reports that are easy for the organization to digest
• Excellent analytical skills and ability to take vast amounts of data and input into a model that allows for efficient analysis
• Excellent verbal and written skills and ability to communicate effectively with management both in the finance and business operations groups
• Ability to perform and remain organized in a fast-paced, deadline driven environment by multi-tasking
• Ability to take initiative and work independently with frequently changing priorities
• Strong attention to detail and exceptional organizational skills with desire to grow in finance profession
• Experience with SAP & Hyperion Essbase

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We are seeking a knowledgeable and client-focused Financial Planning Advisor to join our team. In this role, you will provide comprehensive financial advice, develop personalized financial plans, and help clients achieve their short-term and long-term financial goals. The ideal candidate will have strong analytical skills, excellent communication abilities, and a passion for helping people build financial security and wealth.

Key Responsibilities:

• Meet with clients to assess their financial situation, understand their goals, and gather relevant financial data.

• Develop customized financial plans covering retirement planning, investment strategies, tax optimization, insurance needs, estate planning, and more.

• Recommend appropriate financial products and services to help clients implement their plans effectively.

• Monitor clients financial plans and make adjustments as life circumstances or market conditions change.

• Educate clients on complex financial concepts and market trends in an easy-to-understand manner.

• Maintain strong, long-term relationships with clients through regular check-ins and reviews.

• Stay up-to-date with financial regulations, market developments, and industry trends.

• Ensure all advice and recommendations comply with relevant laws, policies, and ethical standards.

• Collaborate with internal teams and external partners (such as tax advisors, lawyers, and investment managers) to deliver holistic financial solutions.

• Maintain accurate records and documentation of all client interactions and plans.

Requirements:

• Bachelors degree in Finance, Accounting, Economics, Business, or a related field.

• Certification as a Certified Financial Planner (CFP) or equivalent designation strongly preferred.

• Proven experience as a financial advisor, planner, or wealth manager.

• Strong knowledge of financial planning concepts, investment products, tax planning, and retirement planning.

• Excellent interpersonal, communication, and presentation skills.

• High ethical standards and a genuine desire to act in the clients best interest.

• Analytical mindset with strong problem-solving abilities.

• Proficiency with financial planning software, CRM systems, and Microsoft Office Suite.

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We are seeking a knowledgeable and client-focused

Financial Planning Advisor

to join our team. In this role, you will provide comprehensive financial advice, develop personalized financial plans, and help clients achieve their short-term and long-term financial goals. The ideal candidate will have strong analytical skills, excellent communication abilities, and a passion for helping people build financial security and wealth. Key Responsibilities: Meet with clients to assess their financial situation, understand their goals, and gather relevant financial data.

Develop customized financial plans covering retirement planning, investment strategies, tax optimization, insurance needs, estate planning, and more.

Recommend appropriate financial products and services to help clients implement their plans effectively.

Monitor clients financial plans and make adjustments as life circumstances or market conditions change.

Educate clients on complex financial concepts and market trends in an easy-to-understand manner.

Maintain strong, long-term relationships with clients through regular check-ins and reviews.

Stay up-to-date with financial regulations, market developments, and industry trends.

Ensure all advice and recommendations comply with relevant laws, policies, and ethical standards.

Collaborate with internal teams and external partners (such as tax advisors, lawyers, and investment managers) to deliver holistic financial solutions.

Maintain accurate records and documentation of all client interactions and plans.

Requirements: Bachelors degree in Finance, Accounting, Economics, Business, or a related field.

Certification as a Certified Financial Planner (CFP) or equivalent designation strongly preferred.

Proven experience as a financial advisor, planner, or wealth manager.

Strong knowledge of financial planning concepts, investment products, tax planning, and retirement planning.

Excellent interpersonal, communication, and presentation skills.

High ethical standards and a genuine desire to act in the clients best interest.

Analytical mindset with strong problem-solving abilities.

Proficiency with financial planning software, CRM systems, and Microsoft Office Suite.

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The

FP&A Analyst

will play a key role in supporting financial planning, forecasting, and analysis activities across the organization. This role will partner with cross-functional teams to deliver insights that drive strategic decision-making and operational efficiency. Key Accountabilities: Assist in the development of annual budgets, quarterly forecasts, and long-range financial plans Analyze financial results and variances against budget/forecast; provide actionable insights Support monthly reporting packages for senior leadership, including P&L, balance sheet, and cash flow analysis Maintain and enhance financial models to support scenario planning and business cases Collaborate with accounting during month-end close to ensure accuracy of financial data Identify opportunities for process improvements and automation within FP&A workflows Education and Experience: Bachelor’s degree in Finance, Accounting or Business Economics 3+ years of experience in financial planning and analysis or accounting Skills and Behaviors: Must be proficient in Excel with ability to create summary reports that are easy for the organization to digest Excellent analytical skills and ability to take vast amounts of data and input into a model that allows for efficient analysis Excellent verbal and written skills and ability to communicate effectively with management both in the finance and business operations groups Ability to perform and remain organized in a fast-paced, deadline driven environment by multi-tasking Ability to take initiative and work independently with frequently changing priorities Strong attention to detail and exceptional organizational skills with desire to grow in finance profession Experience with SAP & Hyperion Essbase

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