18 Chief Risk Officer jobs in Pakistan

Key Responsibilities

• Assist in the identification, documentation, and assessment of operational risks across business units.
• Support the execution of Risk and Control Self-Assessments (RCSA), Incident Management, and Key Risk Indicator (KRI) tracking.
• Help maintain and update risk registers and dashboards using PRISM (RSA-Archer).
• Participate in control testing and validation exercises under supervision.
• Contribute to the preparation of risk reports and presentations for internal committees.
• Coordinate with cross-functional teams to gather data and insights for risk assessments.
• Assist in documenting Standard Operating Procedures (SOPs) and policy updates.
• Assist in executing the TPRM lifecycle process and organize trainings.

Qualifications & Skills

• Bachelor's degree in Business Administration, Finance, Economics, Risk Management, or a related field.
• 0–2 years of experience in risk, compliance, audit, or related functions (internships included).
• Strong analytical and problem-solving skills.
• Proficiency in MS Excel, PowerPoint, and Word; familiarity with risk systems is a plus.
• Excellent communication and interpersonal skills.
• Ability to work collaboratively in a fast-paced environment.
• High attention to detail and integrity in handling sensitive information.

Learning & Development Opportunities

• Exposure to the full lifecycle of operational risk management within an internationally leading financial institution.
• Hands-on experience with PRISM (RSA-Archer) and Oracle Fusion tools.
• Mentorship from senior risk professionals and participation in internal training programs.
• Opportunity to contribute to strategic risk initiatives and regulatory projects.

Job Type: Full-time

Education:

• Bachelor's (Preferred)

Location:

• Karachi (Preferred)

Work Location: In person

Position: Risk Management Officer

Experience: 2 Years

Location: Onsite - Islamabad F11 Markaz

Job Overview:

We're looking for a detail-oriented Risk Management Officer to conduct pre-disbursement assessments, verify client details, and ensure compliance with internal and NBFC standards. This role is crucial in preventing fraud, identifying potential risks, and maintaining a secure lending process.

Key Responsibilities:

• Conduct telephonic verification calls with clients before loan disbursement.
• Validate client, guarantor, and business details using approved tools.
• Assess repayment capacity and flag potential risks or discrepancies.
• Ensure compliance with SECP/NBFC policies and company credit standards.
• Collaborate with branch and compliance teams for clarifications.
• Maintain accurate records and submit regular risk assessment reports.

Skills & Competencies:

• 1–2 years of experience in risk assessment, credit verification, or NBFC operations.
• Strong analytical and decision-making skills.
• Excellent communication and client handling abilities.
• Attention to detail with sound knowledge of MS Office & risk tools.
• Integrity, professionalism, and a teamwork mindset.

What We Offer:

• Performance-based incentives & annual increments
• Provident Fund & professional growth opportunities
• Supportive and inclusive work environment

Position: Risk Management Officer (Pre-Disbursement)

Experience: 1–2 Years

Location: (Onsite - Islamabad F11 Markaz)

Job Overview:

We're looking for a detail-oriented Risk Management Officer to conduct pre-disbursement assessments, verify client details, and ensure compliance with internal and NBFC standards. This role is crucial in preventing fraud, identifying potential risks, and maintaining a secure lending process.

Key Responsibilities:

• Conduct telephonic verification calls with clients before loan disbursement.
• Validate client, guarantor, and business details using approved tools.
• Assess repayment capacity and flag potential risks or discrepancies.
• Ensure compliance with SECP/NBFC policies and company credit standards.
• Collaborate with branch and compliance teams for clarifications.
• Maintain accurate records and submit regular risk assessment reports.

Skills & Competencies:

• 1–2 years of experience in risk assessment, credit verification, or NBFC operations.
• Strong analytical and decision-making skills.
• Excellent communication and client handling abilities.
• Attention to detail with sound knowledge of MS Office & risk tools.
• Integrity, professionalism, and a teamwork mindset.

What We Offer:

• Performance-based incentives & annual increments
• Provident Fund & professional growth opportunities
• Supportive and inclusive work environment

Job Type: Full-time

Pay: Rs40, Rs50,000.00 per month

Ability to commute/relocate:

• Islamabad: Reliably commute or planning to relocate before starting work (Preferred)

Application Question(s):

• What are your salary expectations?
• What is your notice period?

Education:

• Bachelor's (Required)

Experience:

• Risk Management: 2 years (Required)

Language:

• English (Preferred)

Location:

• Islamabad (Preferred)

Work Location: In person

Job title: Risk Management Expert

• Location: Hyderabad

Opella is the self-care challenger with the purest and third-largest portfolio in the Over-The-Counter (OTC) & Vitamins, Minerals & Supplements (VMS) market globally.

Our mission: to bring health in people's hands by making self-care as simple as it should be for over half a billion consumers worldwide.

At the core of this mission is our 100+ loved brands, our 11,000-strong global team, our 13 best-in-class manufacturing sites and four specialized science and innovation development centers.

Headquartered in France, Opella is the proud maker of many of the world's most loved brands, including Allegra, Buscopan, Doliprane, Dulcolax, Enterogermina, Essentiale and Mucosolvan.

B Corp certified in multiple markets, we are active players in the journey towards healthier people and planet.

Find out more about our mission to bring health in your hands at

About the job:

The RME is responsible for developing global risk management strategies to optimize benefit-risk profile, for submission dossiers or marketed products with emerging safety risk(s), in coordination with relevant functions, developing corresponding RMP document.

The SRME collaborates with Global safety leads/ managers and other stakeholders for the strategic design and planning of the Risk Management activities.

Main responsibilities:

• Accountable for risk management strategy to safeguard product safety profile and patient safety including risk management of the product.
• Lead any RMP (Risk Management Plan) Project from A to Z (initial submission, update)
• Handlle any HA (Health Authority) request regarding RM (Risk Management) activities
• Leading Working groups on Risk minimization strategies
• Collaborate with Medical and regulatory for their input in RM activities
• Coordinates administrative tasks and RMP documents (i.e., setting up the bibliographic references, list of abbreviations, document formatting, integration of comments, etc.) until final publishing by Operations department
• Responsible for RMP Quality Control (QC)
• Supports in authoring of parts and/or modules and/or sections of RMP document, preparation of annexes, RMP transferring from any previous old format into current new format/template, combination of 2 separate RMPs into one single RMP document
• Responsible for drafting and management of the minutes for the RMP meetings (such as submission Task Force, Kick Off Meeting (KOM), RMP draft consolidation meeting, or GRM-SG (Global Risk Management Supervision Group) as needed) and related to all the documents listed.

About you:

Education:

Preferred health care discipline degree in modern science: Master's in pharmacy, Master of Health Science, Physician Assistant, BDS etc.

Experience:

• Minimum of 7 years of experience in pharmacovigilance or drug safety.
• Experience in consumer healthcare, pharmaceuticals, or related industries is preferred.
• Strong knowledge of global PV regulations and guidelines (e.g., FDA, EMA, ICH) and risk management process and related tools.
• Proven track record of mentoring a team of PV professionals.
• Excellent networking and collaboration skills to interact transversally with numerous functions involved in risk management-related activities.

Required Skills:

• Ability to communicate complex medical clinical and pharmacovigilance issues and analysis orally and in writing.
• Strong analytical and problem-solving skills.
• Ability to work collaboratively in a cross-functional team environment.

Why us?

At Opella, you will enjoy doing challenging, purposeful work, empowered to develop consumer brands with passion and creativity. This is your chance to grow new skills and be part of a bold, collaborative, and inclusive culture where people can thrive and be at their best every day.

We Are Challengers.

We are dedicated to making self-care as simple as it should be. That starts with our culture. We are challengers by nature, and this is how we do things:

All In Together: We keep each other honest and have each other's backs.

Courageous: We break boundaries and take thoughtful risks with creativity.

Outcome-Obsessed: We are personally accountable, driving sustainable impact and results with integrity.

Radically Simple: We strive to make things simple for us and simple for consumers, as it should be.

Join us on our mission. Health. In your hands.

Two Separate roles

SAP Agriculture Commodity Management and SAP Commodity Risk management skill set.

SAP Global trade management and SAP treasury and risk management skillset.

Roles require around 5 to years of experience

Job Summary
Supporting the Head, Conduct Financial Crime Risk (CFCR), Pakistan and the Regional Head, CFCR Advisory, Coporate & Investment Banking (CIB), in managing all regulatory, conduct, financial crime and compliance risks relating to CIB in Pakistan, and managing & leading the CFCR Advisory, Pakistan team, aligning this to the vision and strategy of the function, the Enterprise Risk Management Framework (ERMF), and delegation of authority documents where relevant.

Key Responsibilities

• Drive high standards of regulatory compliance and deliver key priorities and initiatives, aligned to the Pakistan CIB performance scorecard.
• Develop a comprehensive understanding of the CIB business models and strategy in order to provide substantive oversight support and challenge in order to enable appropriate and sustainable CFCR outcomes.
• Build and maintain an effective and constructive relationship with all key business and functional stakeholders that is based on trust, capability, and integrity, providing timely, responsive and quality conduct, financial crime & compliance-related advice and guidance to enable the business and functions to meet achieve their strategic tactical objectives.
• Provide conduct, financial crime and compliance-related advice, analysis (and challenge when appropriate) in relation to CIB businesses, including product design, new business initiatives, bespoke projects, remedial activities (including nature, scale and rigour of past business reviews), and transactional advice (where relevant/required).
• Provide robust challenge to senior management and all relevant business stakeholders where activities are outside risk tolerance appetite, escalating as necessary, until appropriate oversight and ownership is achieved including actions and plans to address any remedial action needed to come back within risk tolerance appetite.
• Work closely with the business and its operational teams to provide timely advice to ensure compliance with all relevant laws and regulations and support the transition to pro-active and pre-emptive CFCR risk mitigation.
• Establish and maintain risk-based compliance frameworks and a programme for monitoring and assuring compliance that supports the transition to pro-active and pre-emptive compliance and conduct risk mitigation
• Act under delegation from the respective Risk Framework Owners for the principal risk types of Compliance, Conduct and FCC in discharging the responsibilities contained in the ERMF relating to CIB businesses to the extent that CFCR advisory is the appropriate second line risk owner.
• The role holder is not responsible for CFCR first line processes unless specifically delegated by and/or agreed with the group process owner. This includes CFCR processes operated to manage risks in CIB businesses such as name screening or transaction monitoring.
• The role holder is not responsible to ensure that CIB and CFCR process owners agree their respective hand offs, which ought to be documented in a service level agreement.
• Provide governance and oversight over the implementation of CFCR related policies and procedures relevant to CIB businesses (to enable compliance with such policies and procedures).
• Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
• Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
• Ensure proactive and timely identification, assessment, advice and dissemination of evolving regulatory changes/practices and associated risks, and proactive engagement in regulatory reform.
• Propose control effectiveness and efficiency improvements and simplifications where appropriate.
• Within the Group's Enterprise Risk Management Framework (ERMF), establish and maintain appropriate risk based CFCR framework for identifying, assessing, managing, monitoring, mitigating and reporting compliance (including regulatory and financial crime) risks across CIB businesses.

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What We Offer
In line with our Fair Pay Charter,
we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job ID: 39362

Location: Karachi, PK

Area of interest: Governance, Risk Management & Compliance

Job type: Regular Employee

Work style: Office Working

Opening date: 15 Sept 2025

Job Summary

Supporting the Head, Conduct Financial Crime Risk (CFCR), Pakistan and the Regional Head, CFCR Advisory, Coporate & Investment Banking (CIB), in managing all regulatory, conduct, financial crime and compliance risks relating to CIB in Pakistan, and managing & leading the CFCR Advisory, Pakistan team, aligning this to the vision and strategy of the function, the Enterprise Risk Management Framework (ERMF), and delegation of authority documents where relevant.

Key Responsibilities

• Drive high standards of regulatory compliance and deliver key priorities and initiatives, aligned to the Pakistan CIB performance scorecard.
• Develop a comprehensive understanding of the CIB business models and strategy in order to provide substantive oversight support and challenge in order to enable appropriate and sustainable CFCR outcomes.
• Build and maintain an effective and constructive relationship with all key business and functional stakeholders that is based on trust, capability, and integrity, providing timely, responsive and quality conduct, financial crime & compliance-related advice and guidance to enable the business and functions to meet achieve their strategic tactical objectives.
• Provide conduct, financial crime and compliance-related advice, analysis (and challenge when appropriate) in relation to CIB businesses, including product design, new business initiatives, bespoke projects, remedial activities (including nature, scale and rigour of past business reviews), and transactional advice (where relevant/required).
• Provide robust challenge to senior management and all relevant business stakeholders where activities are outside risk tolerance appetite, escalating as necessary, until appropriate oversight and ownership is achieved including actions and plans to address any remedial action needed to come back within risk tolerance appetite.
• Work closely with the business and its operational teams to provide timely advice to ensure compliance with all relevant laws and regulations and support the transition to pro-active and pre-emptive CFCR risk mitigation.
• Establish and maintain risk-based compliance frameworks and a programme for monitoring and assuring compliance that supports the transition to pro-active and pre-emptive compliance and conduct risk mitigation
• Act under delegation from the respective Risk Framework Owners for the principal risk types of Compliance, Conduct and FCC in discharging the responsibilities contained in the ERMF relating to CIB businesses to the extent that CFCR advisory is the appropriate second line risk owner.
• The role holder is not responsible for CFCR first line processes unless specifically delegated by and/or agreed with the group process owner. This includes CFCR processes operated to manage risks in CIB businesses such as name screening or transaction monitoring.
• The role holder is not responsible to ensure that CIB and CFCR process owners agree their respective hand offs, which ought to be documented in a service level agreement.
• Provide governance and oversight over the implementation of CFCR related policies and procedures relevant to CIB businesses (to enable compliance with such policies and procedures).
• Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
• Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
• Ensure proactive and timely identification, assessment, advice and dissemination of evolving regulatory changes/practices and associated risks, and proactive engagement in regulatory reform.
• Propose control effectiveness and efficiency improvements and simplifications where appropriate.
• Within the Group's Enterprise Risk Management Framework (ERMF), establish and maintain appropriate risk based CFCR framework for identifying, assessing, managing, monitoring, mitigating and reporting compliance (including regulatory and financial crime) risks across CIB businesses.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Job Title:
Credit Risk Management
Officer

Location:
Karachi

About the Role:

We are seeking a motivated and detail-oriented Officer – Credit Risk Management to join our dynamic team. The role involves analyzing financial statements, preparing reports, and ensuring effective risk assessment to support business decision-making.

Key Responsibilities:

Analyze and interpret financial statements to assess credit risk.

Prepare clear, concise, and accurate reports.

Utilize MS Office tools effectively for analysis and reporting.

Collaborate with cross-functional teams to ensure efficient risk management practices.

Add value through innovative ideas and effective teamwork in a diverse environment.

Educational Qualification:

ACCA or a Bachelor's degree in Business Administration, Accounting, or Finance from a recognized institute.

Experience:

1 to 2 years of relevant work experience in credit risk, finance, or related job responsibilities within a financial institution.

Job title: Benefit-Risk Management Expert

• Location: Hyderabad

Opella is the self-care challenger with the purest and third-largest portfolio in the Over-The-Counter (OTC) & Vitamins, Minerals & Supplements (VMS) market globally.

Our mission: to bring health in people's hands by making self-care as simple as it should be for over half a billion consumers worldwide.

At the core of this mission is our 100+ loved brands, our 11,000-strong global team, our 13 best-in-class manufacturing sites and four specialized science and innovation development centers.

Headquartered in France, Opella is the proud maker of many of the world's most loved brands, including Allegra, Buscopan, Doliprane, Dulcolax, Enterogermina, Essentiale and Mucosolvan.

B Corp certified in multiple markets, we are active players in the journey towards healthier people and planet.

Find out more about our mission to bring health in your hands at

About the job:

The BME is responsible for leading the development of Structured Benefit-Risk assessment (B/R) models in close collaboration with stakeholders from other functions (e.g., pharmacovigilance, pharmacoepidemiology, medical, regulatory, statistics, clinical operations, affiliates).

Main responsibilities:

• Advise on qualitative and quantitative B/R methodology and data sources; advise methods for collecting and incorporating external stakeholders' preferences (e.g., patients and physicians)
• Perform qualitative and quantitative B/R assessments in collaboration with other stakeholders
• Performs studies to collect external stakeholders' preference and incorporate the preference (weight) into B/R evaluation (e.g., physicians, patients)
• Prepare reports and communications of B/R evaluations
• Prepare responses to questions from health authorities related to quantitative B/R assessment
• Liaise with the other pharmaceutical companies and industry associations regarding collaborative studies as needed (e.g., for products with multiple market authorization holders)
• Management of data needed for the B/R model
• Identify data sources relevant for the questions being investigated and determine efficient data collection and analysis approaches that are suitable for the B/R model
• Perform additional analysis in RWE platform if needed
• Be a recognized Benefit-Risk Expert both internally and externally
• Be a point of contact and expert for B/R assessment in the company, notably for other functions such as Pharmacovigilance, Pharmacoepidemiology, Clinical development, Biostatistics, Clinical operations, Regulatory Affairs, Medical Affairs, Real-world evidence
• Keep abreast of changes in the regulatory, medical, scientific environment with respect to B/R practices and guidelines
• Participate in internal or external working groups on Benefit-Risk evaluation for process improvement, innovative methods development, and policy shaping

About you:

Education:

Preferred health care discipline degree in modern science: Master's in pharmacy, Master of Health Science, Physician Assistant, BDS etc

Experience:

• Minimum of 7 years of experience in pharmacovigilance or drug safety.
• Experience in consumer healthcare, pharmaceuticals, or related industries is preferred.
• Strong knowledge of global PV regulations and guidelines (e.g., FDA, EMA, ICH) and benefit-risk management process and related tools.
• Proven track record of mentoring a team of PV professionals.
• Excellent networking and collaboration skills to interact transversally with numerous functions involved in benefit-risk management-related activities.

Required Skills:

• Ability to communicate complex medical clinical and pharmacovigilance issues and analysis orally and in writing.
• Strong analytical and problem-solving skills.
• Ability to work collaboratively in a cross-functional team environment.

Why us?

At Opella, you will enjoy doing challenging, purposeful work, empowered to develop consumer brands with passion and creativity. This is your chance to grow new skills and be part of a bold, collaborative, and inclusive culture where people can thrive and be at their best every day.

We Are Challengers.

We are dedicated to making self-care as simple as it should be. That starts with our culture. We are challengers by nature, and this is how we do things:

All In Together: We keep each other honest and have each other's backs.

Courageous: We break boundaries and take thoughtful risks with creativity.

Outcome-Obsessed: We are personally accountable, driving sustainable impact and results with integrity.

Radically Simple: We strive to make things simple for us and simple for consumers, as it should be.

Join us on our mission. Health. In your hands.