28 Banking Risk jobs in Pakistan
Credit Risk Manager / Analyst
Posted 13 days ago
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Job Description
The Credit Risk Manager / Analyst will be responsible for credit analysis, identifying and assessing potential risks, and suggesting mitigation measures thereby contributing to strategic decision-making. The incumbent will provide necessary support to Team Lead in the development and implementation of credit risk management strategies at PFSL focusing on the growth of SMEs, provide risk insights for product development, risk policies, and input of risk rating and credit scoring model.
Location:
LahoreJob Type:
PermanentJob Task:
Major Responsibilities:
- Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.
- Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
- Conduct thorough due diligence to assess borrower’s cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
- Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
- Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved.
- Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
- Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
- Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals.
- Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders.
- Stay updated with industry regulations and best practices related to risk management in the banking sector.
Functional Skills / Knowledge Areas:
- Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
- Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
- Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.
- Outstanding verbal and written communication skills.
- Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint.
- Ability to work both independently and collaboratively within a team environment.
- Proactive mindset with a strong willingness to learn and adapt to new challenges.
- Experience in credit risk management within the financial services industry.
- Understanding of equity markets and associated instruments.
- Excellent interpersonal and communication skills.
- Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity.
- Ability to handle multiple assignments simultaneously and meet deadlines under pressure.
Eligibility Criteria:
- Minimum of a Bachelor’s Degree in Business, Commerce, Finance, or related discipline. A Master’s degree in Finance and/or Business Administration is preferred.
- Professional qualifications in Finance Discipline will provide an added advantage.
- Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry.
- Experience in risk assessment within the SME segment would be advantageous.
Credit Risk Manager / Analyst
Posted 25 days ago
Job Viewed
Job Description
Job Type: Permanent
Job Task: Major Responsibilities: Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk. Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards. Conduct thorough due diligence to assess borrower’s cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses. Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework. Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved. Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations. Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system. Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals. Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders. Stay updated with industry regulations and best practices related to risk management in the banking sector. Functional Skills / Knowledge Areas: Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector. Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively. Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively. Outstanding verbal and written communication skills. Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint. Ability to work both independently and collaboratively within a team environment. Proactive mindset with a strong willingness to learn and adapt to new challenges. Experience in credit risk management within the financial services industry. Understanding of equity markets and associated instruments. Excellent interpersonal and communication skills. Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity. Ability to handle multiple assignments simultaneously and meet deadlines under pressure. Eligibility Criteria: Minimum of a Bachelor’s Degree in Business, Commerce, Finance, or related discipline. A Master’s degree in Finance and/or Business Administration is preferred. Professional qualifications in Finance Discipline will provide an added advantage. Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry. Experience in risk assessment within the SME segment would be advantageous.
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Product Management Associate Financial / Risk / Portfolio Manager
Posted 13 days ago
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Job Description
In this Product Management position, you will manage key business areas related to the development of a financial portfolio and risk management service. You will report directly to the executive in charge of this STRATEGIC initiative, and function with increasing autonomy as you succeed.
Initially, you will:
- Gather and translate potential customer needs and business requirements into usable and effective consumer experience descriptions;
- Work hand-in-hand in a cross-functional capacity to develop a consensus on product requirements, taking into consideration business, legal, customer care, usability and technical issues;
- Contribute to the development of the product roadmap and manage ongoing changes to product implementation, in response to analysis and market changes;
- Regularly communicate with senior management to ensure product tradeoffs are backed by data, and made in the most efficient way;
- Maintain relationships with partners such as data vendors or technology outsourcers;
- Conduct product reviews with prospects and clients;
- Organize demos and training;
- Ensure efficient internal communication around product-related topics.
Masters or Bachelor's Degree in Finance, Economics or Engineering, you have 3 years prior experience working in a Financial Operations environment ideally with primebrokers, fund administrators or system vendor in an onboarding context. Familiar with the needs of Portfolio Managers and Middle Office functions, you understand derivative products and the business trade flow, including market value/PnL decomposition and risk reporting. A good grasp of modern software engineering technologies, client and server side, in an Internet context is important as well to take your career to the next level in this challenging position. Experience with Bloomberg, Reuters or Markit is a plus. Superior communication and interpersonal skills are a MUST.
Information Technology and Services - Karachi, Pakistan
#J-18808-LjbffrProduct Management Associate Financial / Risk / Portfolio Manager
Posted 25 days ago
Job Viewed
Job Description
Initially, you will:
Gather and translate potential customer needs and business requirements into usable and effective consumer experience descriptions; Work hand-in-hand in a cross-functional capacity to develop a consensus on product requirements, taking into consideration business, legal, customer care, usability and technical issues; Contribute to the development of the product roadmap and manage ongoing changes to product implementation, in response to analysis and market changes; Regularly communicate with senior management to ensure product tradeoffs are backed by data, and made in the most efficient way; Maintain relationships with partners such as data vendors or technology outsourcers; Conduct product reviews with prospects and clients; Organize demos and training; Ensure efficient internal communication around product-related topics. Job Specification
Masters or Bachelor's Degree in Finance, Economics or Engineering, you have 3 years prior experience working in a Financial Operations environment ideally with primebrokers, fund administrators or system vendor in an onboarding context. Familiar with the needs of Portfolio Managers and Middle Office functions, you understand derivative products and the business trade flow, including market value/PnL decomposition and risk reporting. A good grasp of modern software engineering technologies, client and server side, in an Internet context is important as well to take your career to the next level in this challenging position. Experience with Bloomberg, Reuters or Markit is a plus. Superior communication and interpersonal skills are a MUST. Information Technology and Services - Karachi, Pakistan
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Associate Consultant - Financial And Risk Advisory
Posted 13 days ago
Job Viewed
Job Description
We provide microfinance services with a focus on empowering women from low-income communities in Pakistan. Some of the key services and milestones include: Our initiatives have played a pivotal role in promoting financial inclusion, gender empowerment, and sustainable microfinance practices in Pakistan.
Description :
Associate Consultant. Financial and Risk Advisory
Job Title: Associate Consultant. Financial and Risk Advisory
Industry: Microfinance Bank
Location: Lahore
Job Type: Full-time (Permanent)
Working Hours: 9:00 Am to 5:00 Pm
Working Days: Mon to Fri (Sat & Sun off)
Job Description:
- Develop organizational and development-level risk registers and assist Chief Risk Officer in developing mitigation strategies in co-ordination with process owners to eliminate residual risk.
- Conduct regular monitoring of implementation of control recommendations.
- Monitor key risk indicators on regular basis including review of internal dashboards and industry data.
- Conduct trend analysis of risk indicators to identify anomalies and unusual patterns and develop heat maps.
- Assist Chief Risk Officer to prepare presentations for the management and Board Risk Committee.
- Providing technical advice and guidance to the business on risk management policies, procedures and technology tools.
Required Qualification & Skills:
- MBA, ACCA, ICMA, CA Finalist.
- Minimum 5 to 7 years of experience in Enterprise Risk Management, preferably within a financial institution or professional services firm.
- Exposure to process and controls review.
- Capability to formulate compliance polices, procedures and related documents.
- Strong project management skills in Microsoft office, especially in Ms. Excel, Word, PowerPoint, Power BI
- Must have good leadership and collaboration skills.
- Strong analytical, problem solving and decision-making skills.
- Open for field travel
Other Benefits for All Roles:
- Provident Fund/EOBI
- Health Insurance
- Medical Leaves
- Paternity leaves
- Annual loan facility.
- Exceptional Learning Growth Opportunities. (We are willing to consider any ACCA with 2 years of risk advisory experience.)
Associate Consultant - Financial And Risk Advisory
Posted 25 days ago
Job Viewed
Job Description
We provide microfinance services with a focus on empowering women from low-income communities in Pakistan. Some of the key services and milestones include: Our initiatives have played a pivotal role in promoting financial inclusion, gender empowerment, and sustainable microfinance practices in Pakistan. Description : Associate Consultant. Financial and Risk Advisory Job Title:
Associate Consultant. Financial and Risk Advisory Industry:
Microfinance Bank Location:
Lahore Job Type:
Full-time (Permanent) Working Hours:
9:00 Am to 5:00 Pm Working Days:
Mon to Fri (Sat & Sun off) Job Description: Develop organizational and development-level risk registers and assist Chief Risk Officer in developing mitigation strategies in co-ordination with process owners to eliminate residual risk. Conduct regular monitoring of implementation of control recommendations. Monitor key risk indicators on regular basis including review of internal dashboards and industry data. Conduct trend analysis of risk indicators to identify anomalies and unusual patterns and develop heat maps. Assist Chief Risk Officer to prepare presentations for the management and Board Risk Committee. Providing technical advice and guidance to the business on risk management policies, procedures and technology tools. Required Qualification & Skills: MBA, ACCA, ICMA, CA Finalist. Minimum 5 to 7 years of experience in Enterprise Risk Management, preferably within a financial institution or professional services firm. Exposure to process and controls review. Capability to formulate compliance polices, procedures and related documents. Strong project management skills in Microsoft office, especially in Ms. Excel, Word, PowerPoint, Power BI Must have good leadership and collaboration skills. Strong analytical, problem solving and decision-making skills. Open for field travel Other Benefits for All Roles: Provident Fund/EOBI Health Insurance Medical Leaves Paternity leaves Annual loan facility. Exceptional Learning Growth Opportunities. (We are willing to consider any ACCA with 2 years of risk advisory experience.)
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Deputy Manager Risk Management
Posted 13 days ago
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Job Description
This role is responsible to identify, measure and manage risks faced by the Company by implementing risk management policies and procedures.
Competencies Good knowledge of insurance industry, its regulatory requirements, current market environment and industry best practices in risk management. Attention to detail and analytical skills, strong organizational and problem solving skills. Ability to work independently and under pressure.
Qualification Required Minimum graduate degree in Risk Management or related field. ACCA qualified/ CA part qualified or pursuing FRM certification will be preferred.
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Deputy Manager Risk Management
Posted 13 days ago
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Job Description
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Experience: At least 2 years of relevant experience.
Qualification: Minimum graduate degree in Risk Management or related field. ACCA qualified, CA part-qualified, and/or pursuing FRM certification will be preferred.
Skills: Good knowledge of the insurance industry, its regulatory requirements, current market environment, and industry best practices in risk management. Attention to detail, analytical skills, strong organizational and problem-solving skills. Ability to work independently and under pressure.
Job Role: Responsible for identifying, measuring, and managing risks faced by the company by implementing risk management policies and procedures.
Seniority level- Mid-Senior level
- Full-time
- Finance and Sales
- Insurance
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Sign in to set job alerts for “Manager Risk Management” roles. #J-18808-LjbffrAsst. Manager Risk Management
Posted 13 days ago
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Job Description
Dear All,
We are looking to hire Asst. Manager Risk Management - Financial Services
Job description:
Assist Head of Risk Management in overall implementation of Enterprise Risk Management framework
Identification of key risk areas, key risks involved therein, mapping of these with internal controls and identification of gaps. Preparation & maintenance of Risk Inventory Register in line with Risk Appetite.
Ensure compliance with Risk Management Policies & Procedures. Assist Head of Risk Management in developing various risk assessment and risk monitoring tools. Liaison and conduct regular meetings with stakeholders including Compliance, IT, Business, Operations, etc. to monitor effective implementation of risk management framework and identify areas of improvement. Conduct periodic risk reviews to assess compliance with risk management framework. Assist Head of Risk Management in developing Risk management dashboards and MIS for management review. Keep abreast of latest developments in the field of risk management and suggest market best practices for management review and adoption in the risk management framework.
Requirement:
Age Limit: 25 to 35
Gender: Male
Experience: Have specific working experience of at least 2 years in Risk Management function (preferably in a bank or Fintech company) and overall experience of at least 3-4 years.
Job Specification :Skills: Have good interpersonal and communication skills, Be proficient in MS Office, Be able to multitask with the ability to set priorities as per the given situation and Be proactive and self-starter with ability and desire to improve effectiveness.
Job Rewards and Benefits : Gratuity,Leaves,Medical #J-18808-LjbffrDeputy Manager Risk Management
Posted 26 days ago
Job Viewed
Job Description
Experience: At least 02 years of relevant experience.
Qualification: Minimum graduate degree in Risk Management or related field. ACCA qualified/ CA part qualified and/ or pursuing FRM certification will be preferred.
Skills: Good knowledge of insurance industry, its regulatory requirements, current market environment, and industry best practices in risk management. Attention to detail and analytical skills, strong organizational and problem solving skills. Ability to work independently and under pressure.
Job Role:
This role is responsible to identify, measure and manage risks faced by the Company by implementing risk management policies and procedures.
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